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Property & Casualty Rules & Bulletins

Property & Casualty Insurance Rules

Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and has the effect of law.

Click on CURRENT TEXT to see the current text of these rules and to see all department rules.

R590-083 Unfair Discrimination on the Basis of Sex or Marital Status
R590-099 Delay or Failure to Record Documents and the Insuring of Properties with the False Appearance of Unmarketability as Unfair Title Insurance Practices
R590-101 (Repealed 9-28-09, Rewritten as R590-244) Appointment and Termination of Individuals Licensed as Agents, and Organizations Licensed as Agents by Insurers.
R590-102 Insurance Department Fee Payment Deadlines
R590-103 Security Deposits
R590-118 (REPEALED 11-16-07, NOT Replaced) Licensing Examination Rule.
R590-119 ( REPEALED 10-23-03, Merged into R590-157) Surplus Lines Stamping Fee
R590-120 Surety Bond Forms
R590-121 Rate Modification Plan Rule
R590-122 Permissible Arbitration Provisions
R590-123 (Repealed 9-28-08, Rewritten as R590-244) Additions and Deletions of Designees by Organizations.
R590-124 Loss Information Rule
R590-127 Rate Filing Exemptions
R590-128 Unfair Discrimination Based Solely on the Failure to Maintain Automobile Insurance
R590-129 Unfair Discrimination Based Solely Upon Blindness or Physical or Mental Impairment
R590-130 Rules Governing Advertisements of Insurance
R590-136 Title Insurance Agents' Annual Reports Renumbered as R592-11
R590-140 Reference Filings of Rate Service Organization Prospective Loss Costs
R590-141 (Repealed 9-28-09, Rewritten as R590-244) Individual and Agency License Lapse & Reinstatement Rule.
R590-142 Continuing Education Rule
R590-144 Commercial Aviation Insurance Exemption From Rate and Form Filing
R590-149 ADA Complaint Procedure Rule
R590-150 Commissioner's Acceptance of Examination Reports
R590-151 Records Access Rule
R590-153 (Renumbered as R592-6, 6-30-08) Unfair Inducements and Marketing Practices in Obtaining Title Insurance Business
R590-154 Unfair Marketing Practices Rule
R590-157 Taxation of Surplus Lines Insurance Premiums
R590-160 Administrative Proceedings
R590-170 Fiduciary and Trust Account Obligations
R590-171 Surplus Lines Procedures Rule
R590-186 Bail Bond Surety
R590-187 (Renumbered as R592-10) Assessment of Title Insurance Agencies and Title
R590-190 Unfair Property, Liability and Title Claims Settlement Practices.
R590-195 Rental Car Related Licensing Rule
R590-196 Bail Bond Surety Fee Standards, Collateral Standards & Disclosure Form
R590-205 Privacy of Consumer Information Compliance Deadline
R590-206 Privacy of Consumer Financial and Health Information Rule
R590-208 Uniform Application for Certificate of Authority
R590-210 Privacy of Consumer Information Exemption for Manufacturer Warranties and Service Contracts
R590-211 (Repealed 7-8-09 Not Replaced) Underinsured Motorist Insurer Notification
R590-212 Requirement for Interest Bearing Account Used by Title Insurance Agencies for Trust Fund Deposits.
R590-216 Standards for Safeguarding Customer Information.
R590-219 Credit Scoring
R590-225 Submission of Property & Casualty Rate & Form Filings & Attachments
R590-231 Workers' Compensation Market of Last Resort
R590-238 Captive Insurance Companies
R590-243, Commercial Motor Vehicle Insurance Coverage
R590-244, Individual and Agency Licensing Requirements.
R590-245 Self-Service Storage Insurance.
R590-246 Professional Employer Organization (PEO) License Application Rule.
Applications & Instructions
R590-248 Mandatory Fraud Reporting Rule.
R590-250 PEO Assurance Organization Designation.
R590-254, Annual Financial Reporting Rule.
R590-258 Email Address Requirement.

Title & Escrow Commission Rules
R592-1 Title Insurance Licensing.
R592-2 Title Insurance Administrative Hearings and Penalty Imposition.
R592-3 (Repealed 4-11-11, Replaced by R592-15) Submission of a Title Schedule of Filing
- Scheduled of Escrow Charges
- Transmittal Document
R592-4 (Repealed 4-11-11, Replaced by R592-15)Standards for Charges for Title Escrow Settlement Services and Title Fees.
R592-5 Title Insurance Product or Service Approval for a Dual Licensed Title
License. And Dual Licensee Expedited Form; And Dual Licensee
Request Form
R592-6 Unfair Inducements and Marketing Practices in Obtaining Title Insurance
Business.
R592-7 Title Insurance Continuing Education Program.
R592-8 Application Process for an Attorney Exemption for Title Agency
Licensing.
R592-9 Title Insurance Recovery, Education, and Research Fund Assessment
Rule.
R592-10, Assessment of Title Insurance Agencies and Title Insurers for Costs Related to Regulation of Title Insurance Rule; & Office Report Form.
R592-11, Title Insurance Agents' Annual Reports Rule; Controlled Business Report Form, & Transmittal Form
R592-13, (Repealed 5-1-09) Minimum Charges for Escrow Services.
R592-15, Submission of a Schedule of Minimum Charges for Escrow Services.

Property & Casualty Insurance Bulletins

The following bulletins are used by the Property & Casualty Division. This may not contain all bulletins relevant to Property & Casualty. For a complete list of bulletins go to the bulletin index. Bulletins are informational and provide guidance as to how the Department will enforce the insurance code.

-- 2012 --

2012-1: Closing Instructions Requiring a Title Insurance Producer to "Certify" Matters Beyond the Authority of the Title Insurance Producer.

-- 2011 --

2011-1: Premium Finance Agreement Default
2011-4: NonAdmitted Insurance Reform
2011-5: Prohibited Bail Bond Solicitations
2011-6: Inducements in Connection with the Sale, Continuation, or Termination of an Ins. Contract

-- 2010 --

2010-2: RESPA Reform and Good Faith Estimate
2010-3: Requirement for Limited Line Producer License
2010-4: Issuance of Certificates of Insurance
2010-5: Short Sale Transaction.
2010-6: Compliance with and Enforcement of the Patient Protection and Affordable Care Act.
2010-7: Rebates and/or Inducements in Connection with the Sale, Continuation or Termination of Insurance.
2010-8: Closing Instructions Requiring a Title Producer to "Certify" That, When Recorded, Deed of Trust will Constitute a Valid First Lien Against the Property.
2010-10: Title Industry Self Promotional Novelty Items

-- 2010 --

2009-3: Escrow Funds Deposited for Lot Reservations
2009-4: Applicable Fees and Taxes Associated with Automobile Total Loss Settlement Offers
2009-6: Insurers Sweeping Fees from an Agency Trust Account

-- 2008 --

2008-1: Filing Procedures For Compliance With The Provisions of The Terrorism Risk Insurance Extension Act of 2007.
2008-4: Title Insurance Recovery, Education, and Research Fund Act Initial Capitalization Assessment
2008-5a: Changes to Motor Vehicle Liability Policy Minimum Limits
2008-6: Custodial or Safekeeping Agreements for all Utah Domestic Insurers must be in compliance with Utah Administrative Code (U.A.C.) Rule R590-178

Expedited Filing Transmittal Document. Policyholder Disclosure Notice of Terrorism Ins. Coverage Form #1 & #2

-- 2007 --

-- 2006 --

-- 2004 --

2004-1: Failure to Pay Bail Bond Forfeiture Judgment

-- 2003 --

2003-1: Electronic Submission and Processing of Initial Non-resident Producer Licenses, Initial and Terminated Insurance Company Producer Appointments, Insurer Verification of Producer Licensing and Appointment, and Lists of Current and/or Terminated Appointments.

-- 1999 --

99-3: Replaced by R590-225, Procedures for the Submission of Property & Casualty Rate, Rule & Form Filings
99-4: Replaced by R590-225, Procedures for the Submission of Workers' Compensation Rate Filings
99-5: Replaced by R590-225, Procedures for the Submission of Title Insurance Rate, Rule and Form Filings
99-6: Replaced by R592-15, Procedures for Filing Escrow, Settlement, and Closing Charges
99-8: Waiver of Subrogation Workers' Compensation Insurance

-- 1996 --