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ARCHIVED ACTIONS

 

Insurers

Cease and Desist Order

Consolidated Workers Association, Inc
Walter R Cecchini Jr
Claims & Benefits Management Inc
Brad Wessler
E-Case #2134 Cease and Desist;
Order Effective 05-02-08.
Violations: 31A-1-104(1) and 31A-4-102(1) - In providing insurance without obtaining a certificate of authority from the Utah Insurance Department, Respondents Consolidated Workers Associations and Walter Cecchini are providing unauthorized insurance.
Violations: 31A-15-102- By marketing and servicing of unauthorized insurance, Respondents Walter Cecchini, Claims & Benefit Management Inc, and Brad Wessler are in violation of assisting in the marketing and placement of health insurance in the State of Utah by an unauthorized insurer;
Additional Activity: Cease and Desist Order issued on 5-02-2008. Promptly pay any claims for benefits which may be incurred prior to this order.
HealthShare America
ChamberHealth U.S.A.
W.I.N. Association
Michael Bianchi
HealthShare Marketing
Edwin D. Wells
;
E-Case #2117;
Order Effective 03-07-08.
Violations: 31A-1-104 and 31A-4-106- In doing an insurance business and providing health insurance without obtaining a certificate of authority from the Utah Insurance Department, Respondents are providing unauthorized insurance; 31A-15-102-Respondents HealthShare Marketing and Edwin D. Wells assisted in the marketing and placement of health insurance in the State of Utah by an unauthorized insurer;31A-23a-103 Respondents HealthShare Marketing and Edwin D. Wells acted as insurance producers in the State of Utah, when not licensed to do so.
License Limitation: none
Forfeiture: none
Additional Activity: Cease and Desist Order issued on 3-07-08.

Vessel Assurance Co-Op; E-Case #2044;
Order effective 9-07-07.
Violation(s): 31A-1-104 and 31A-1-102, Doing the business of insurance when not authorized or licensed to do so.
License Limitation(s): Cease and Desist Order issued.

Probation

Statewide Bonding LLC, E-Case #2503; Order effective March 30, 2010.
Violations: 31A-35-404 Sets forth the minimum financial requirement for a bail bond surety license. R590-186-5 requires renewal of bail bond surety company's license on or before July 15 of each year. R590-186-7 Prohibits a bail bond surety business from engaging in any unprofessional conduct.
Forfeiture: $250
License Limitation: 12 Months Probation

Discover Poperty & Casualty Insurance Company: E-case 2360; Order effective March 9, 2009.
Violation: 31A-26-201 In utilizing the services of an adjuster that was not licensed in this state.
Forfeiture: $5,000
License Limitation: Probation 24 months

Surrender

National States Insurance Company: E-Case #2740; Effective Date: December 7, 2010.
Violation: 31A-14-217, Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitation: Certificate of Authority revoked

Benicorp Insurance Company: E-Case #2719; Order effective September 27, 2010.
Violation: 31A-14-217, Financial Impairment.
Limitation: License Revoked

The Insurance Corporation of New York: E-Case #2700; Order Effective September 27, 2010.
Violation: 31A-14-217, Financial Impairment.
Limitation: License revoked.

Midwest Security Life Insurance Company: E-Case #2655; Order effective September 27, 2010.
Violation:  31A-14-216; Order of release from regulation in the State of Utah.
Limitation: COA Surrendered

Imerica Life & Health Insurance Company: E-Case #2686; Order effective September 27, 2010.
Violation: 31A-14-217, Financial impairmnet.
Limitation: License revoked.

Imperial Casualty & Indemnity Company: E-Case #2685; Order effective September 27, 2010.
Violation:31A-14-217 Financial impairment.
Limitation: License revoked

Revocation

Medical Savings Insurance Company: E-Case #2513; Order effective March 2, 2010.
Violations: 31A-14-217, respondent’s Certificate of Authority should be revoked; grounds exist for delinquency proceeding under Chapter 27.
Limitation: License Revocation.

DHR II, INC:  E-Case #2545: Order effective October 29, 2009.
Violation(s): 31A-40-302(1) (A)(ii) Respondent failed to meet the requirement for the renewal of its Professional Employer Organization license.
Limitation: License Revoked

Medical Savings Insurance Company; E-Case #2404; Order effective July 1, 2009.
Violation(s): 31A-14-217-Grounda exists for delinquency proceeding under Chapter 27 of Utah Insurance Code if Respondent were a domestic insurer.
Limitation: COA revoked

Forfeitures

American Equity Investment Life Insurance Company: E-Case #2457; Order effective September 27, 2010
Violations: 31A-21-201(1) - In using, selling or offering for sale a form that had not been filed with the commissioner; 31A-22-409 - In marketing and delivering insurance contracts that did not comply with the provisions of the Utah Standard Nonforfeiture Law for Individual Deferred Annuities.
Forfeiture: $5,000

Unicare Life & Health Insurance Company; E-Case #2733; Order effective January 11, 2011.
Violation:  31A-4-102(1) - Respondent continued to conduct business without a Certificate of Authority during the period January 31, 2010 through September 22, 2010.
Forfeiture: $4,000

Regence BlueCross BlueShield of Utah: E-Case #2751; Order effective December 15, 2010.
Violation: 31A-22-607 Respondent failed to pay 355 claims submitted during the 30-day grace period.
Forfeiture: $87,500

Security National Life Insurance Company: E-Case #2669 Order effective September 14, 2010.
Violations: 31A-23a-205(a)-Failing to pay examination invoices within 10 days after date of the invoice.
Forfeiture: $15,000

Utah Business Insurance Company; E-Case #2680; Order effective September 28, 2010.

Violation(s): 31A-23a-115 Failing to maintain current and accurate information regarding its agency and individual producer appointments with the Utah Insurance Department.
Forfeiture(s): $1500.00

Gerber Life Insurance Company: E-Case #2715; Order effective August 12, 2010.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $ 1,500.00

Americo Financial Life & Annuity Insurance Company; E-Case #2636; Order effective June 15, 2010.
Violation: R590-79-6 Failing to include the disclosure on policies written before January 7, 2010.
Forfeiture: $7,000

Humana Insurance Company; E-Case #2675; Order effective June 15, 2010.
Violation: 31A-22-607 – Respondent was in violation on six occasions from April 2008 through November 2009 when it denied claims for services during the 30-day grace period.
Forfeiture: $3,000

American Income Life Insurance; E-Case #2591; Order effective March 8, 2010.
Violation: 31A-23a-115(1)(a) Had a producer conducting business on its behalf without an appointment.
Forfeiture: $3000

Old American Insurance Company; E-Case #2468; Order effective February 23, 2010.
Violations: 31A-23a-401 Use any advertisement or other insurance promotional material that would cause a reasonable person to mistakenly believe that a state or federal government agency; Rule R590-130(12)(c) Advertisements, envelopes or stationery with employs words, letters, initials, symbols or other devices, which are so similar to those used in governmental agencies.
Forfeiture: $22,500

Molina Healthcare of Utah: E-Case #2587; Order effective December 29, 2009.
Violation: 31A-23a-202(4) Failure a timely respond.
Forfeiture: $750

Banker Fidelity Life Insurance Co.; E-Case #2478 Order effective August 6, 2009.
Violation: 31A-2-202(4), in failing to submit a timely response to an inquiry from the Commissioner.
Administrative Forfeiture: 750

Senior Health Co. of Pennsylvania; E-Case #2475; Order effective August 5, 2009.
Violation(s): 31A-2-202(4), in failing to submit a timely response to an inquiry from the Commissioner.
Forfeiture: 750

Ace American Insurance Co. E-Case #2435; Order effective June 8, 2009.
Violation(s): 31A-21-201(1) (a) In utilizing an application form in the marketing that had not .been files the Commissioner in its final form.
Forfeiture: $141,500

PAYSOURCEUSA E-Case #2401; Order effective April 7, 2009.
Violation(s): 31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $750

Motor Club of America Enterprises. E-Case #2455 Order effective July 2, 2009.
Violation(s) 31A-4-113.In failing to file its renewal for 2009.
Forfeitures: $1,000

Auto Club of America, Corp.. E-Case #2453 Order effective July 2, 2009.
Violation(s) 31A-4-113.In failing to file its renewal for 2009.
Forfeitures: $1,000

WESTERN NATIONAL TITLE INSURANCE COMPANY: E-Case #2388; Order effective May 11, 2009.
Violations: 31A-16-105(2)(c)(v))- Failure to report Form B;
31A-16-105(2)(c)(iv) Failure to file Form D;
31A-16-105(2)(c)(vi) Failure to report Reinsurance Agreement with parent company in Form B filing; &
31A-113.5(d) Failure to timely pay the annual NAIC filing fees.
Forfeiture: $3,000

Discover Property & Casualty Insurance Company; E-Case #2350 Order effective March 09, 2009.
Violation(s): 31A-26-201-In utilizing the services of an adjuster that was not licensed in this state.
Forfeiture: $5,000
License Limitation: Probation 24 months

Standard Security Life Ins. Co. of NY; E-Case #2381 Order effective February 24 2009.
Violation: 31A-2-202(4) In failing to submit a timely response to an inquiry from the Commissioner.
Forfeiture: $750

Opticare of Utah; E-Case #1985;
Order effective 9-21-07.
Violation: 31A-21-201; Using forms not filed with the department or amending insurance plans and not filing the changes with the department
License Limitations(s): none
Forfeiture: $2,000.00.

IDS Property Casualty Insurance Company; E-Case #2019;
Order effective 10-22-07.
Violations: 31A-23a-504(4)(c)- The Respondent was paying compensation for referrals based upon the purchase or sale; R590-154-11.A – The Respondent provided an inducement with an acquisition cost exceeding $3.00.
Forfeiture: $15,000 to be paid within 30 days.

Conseco Life Insurance Company; E-Case #1640;
Order Effective 2-26-2007.
Department reviewed Conseco's Lifestyle and Lifetime Policies regarding: 31A-2-202(6) Filing inaccurate and or incomplete information; 31A-23a-402(1)(a)(i) Misleading communication in relation to a
Policy; 31A-21-201(3)(a)(i)(B) Filing forms considered unfairly discriminatory. Without admitting any violations, parties agreed to a settlement.
Forfeiture: $377,522

Golden Rule Insurance Company: E-Case #1944;
Stipulation and Order effective 1-17-2007.
Violations: Utah Administrative Code 31A-22-617.1(1)(c) – The respondent failed to provide a copy of their written criteria with the Insurance Department. 31A-2-202(4) – failure to respond. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation(s): N/A
Forfeiture: $750

First Health Life & Health Insurance Company; E-Case #1936;
Order effective 12-05-2006.
Violation: 31a-22-617.1 Failed to respond to an Order of the Commissioner. The Order required the company to respond by filing with the Utah Insurance Department a copy of their written criteria for adding preferred providers to a new or existing preferred provider panel, or to file a notice with the Utah Insurance Department stating that their company does not have or use preferred provider panels.
Forfeiture: $750.

Household Life Insurance Company; E-Case #1935;
Order effective12-05-2006.
Violation: 31a-22-617.1 Failed to respond to an Order of the Commissioner. The Order required the company to respond by filing with the Utah Insurance Department a copy of their written criteria for adding preferred providers to a new or existing preferred provider panel, or to file a notice with the Utah Insurance Department stating that their company does not have or use preferred provider panels.
Forfeiture: $750.

Nationwide Life Insurance Company of America; E-Case #1937;
Order effective 12-05-2006.
Violation: 31a-22-617.1 Failed to respond to an Order of the Commissioner. The Order required the company to respond by filing with the Utah Insurance Department a copy of their written criteria for adding preferred providers to a new or existing preferred provider panel, or to file a notice with the Utah Insurance Department stating that their company does not have or use preferred provider panels.
Forfeiture: $750.

 

Individual & Agency Licensees

Cease and Desist Order

Timothy Vest; E-Case #2753; Order effective December 28, 2010.
Violation: 31A-34-104 (1) A person must be licensed as an alliance pursuant to this chapter to directly or indirectly make available or otherwise arrange for health insurance through multiple unaffiliated insurers through the use of coordinated actuarial models, coordinated underwriting, or coordinated marketing methodologies.
License Limitation: Cease and Desist

MLM Group; E-Case #2753; Order effective December 28, 2010.
Violation: 31A-34-104 (1) A person must be licensed as an alliance pursuant to this chapter to directly or indirectly make available or otherwise arrange for health insurance through multiple unaffiliated insurers through the use of coordinated actuarial models, coordinated underwriting, or coordinated marketing methodologies.
License Limitation: Cease and Desist

Athalon TPA Group;E-Case #2753; Order effective December 28, 2010.
Violation: 31A-15-102 Respondent acted as a third party administrator for Respondent MLM, an unlicensed, unauthorized insurer.
License Limitation: Cease and Desist

Denise Nielsen;E-Case #2753; Order effective December 28, 2010.
Violations: 31A-2-308(10) and 31A-15-102(5) - Any person who knowingly provides or assists in placing unauthorized insurance in the State of Utah is guilty of a felony.
Unlicensed: Cease and Desist

Adam J. Bennett; E-Case #2753; Order effective December 28, 2010.
Violations: 31A-2-308(10) and 31A-15-102(5) - Any person who knowingly provides or assists in placing unauthorized insurance in the State of Utah is guilty of a felony.
Unlicensed: Cease and Desist

Sean T. Vest; E-Case #2753; Order effective December 28, 2010.
Violations: 31A-2-308(10) and 31A-15-102(5) - Any person who knowingly provides or assists in placing unauthorized insurance in the State of Utah is guilty of a felony.
License Limitation: Cease and Desist

Aaron Davis, Unlicensed E-Case #2684. Order June 22, 2010.
Violations: 31A-1-102, 31A-1-104, 31A-15-102 In advertising, soliciting, placing, receiving premiums, and issuing evidence of insurance, and in doing an unauthorized insurance business.  63G-4-502 Respondent's actions constitutes an immediate and significant danger to the welfare of citizens of the state of Utah.
License Limitation:
Cease and Desist Order

John Sawyer, Unlicensed E-Case #2684. Order June 22, 2010.
Violations: 31A-1-102, 31A-1-104, 31A-15-102 In advertising, soliciting, placing, receiving premiums, and issuing evidence of insurance, and in doing an unauthorized insurance business.  63G-4-502 Respondent's actions constitutes an immediate and significant danger to the welfare of citizens of the state of Utah.
License Limitation:
Cease and Desist Order

AIM Health Plans aka AIM Guaranteed Issue Health Insurance; E-Case #2588 Emergency Administrative Proceeding.  Cease and Desist effective March 15, 2010.
Violations: 31A-1-301(74)(a) Not licensed or authorized to conduct business of insurance or market insurance; 31A-1-104 & 31A-4-106 Doing an insurance business and providing health insurance without having Certificate of Authority; 31A-15-102 Assisting in the placement of unauthorized insurance; 31A-1-301(87) Acting as insurance producers in marketing insurance; 31A-23a-103 Acting as insurance producers when not licensed to do so; 63G-4-502 Respondent's action in providing and marketing unauthorized insurance in the State of Utah constitute an immediate and significant danger to the public welfare.
License Limitation: Immediately cease and desist.

Louis DeLuca, aka Louis Richard DeLuca, III; E-Case #2588 Emergency Administrative Proceeding.  Cease and Desist effective March 15, 2010.
Violations: 31A-1-301(74)(a) Not licensed or authorized to conduct business of insurance or market insurance; 31A-1-104 & 31A-4-106 Doing an insurance business and providing health insurance without having Certificate of Authority; 31A-15-102 Assisting in the placement of unauthorized insurance; 31A-1-301(87) Acting as insurance producers in marketing insurance; 31A-23a-103 Acting as insurance producers when not licensed to do so; 63G-4-502 Respondent's action in providing and marketing unauthorized insurance in the State of Utah constitute an immediate and significant danger to the public welfare.
License Limitation: Immediately cease and desist.

Insurance Resource Group; E-Case #2588 Emergency Administrative Proceeding.  Cease and Desist effective March 15, 2010.
Violations: 31A-1-301(74)(a) Not licensed or authorized to conduct business of insurance or market insurance; 31A-1-104 & 31A-4-106 Doing an insurance business and providing health insurance without having Certificate of Authority; 31A-15-102 Assisting in the placement of unauthorized insurance; 31A-1-301(87) Acting as insurance producers in marketing insurance; 31A-23a-103 Acting as insurance producers when not licensed to do so; 63G-4-502 Respondent's action in providing and marketing unauthorized insurance in the State of Utah constitute an immediate and significant danger to the public welfare.
License Limitation: Immediately cease and desist.

Integrated Insurance Marketing Inc.; E-Case #2588 Emergency Administrative Proceeding.  Cease and Desist effective March 15, 2010.
Violations: 31A-1-301(74)(a) Not licensed or authorized to conduct business of insurance or market insurance; 31A-1-104 & 31A-4-106 Doing an insurance business and providing health insurance without having Certificate of Authority; 31A-15-102 Assisting in the placement of unauthorized insurance; 31A-1-301(87) Acting as insurance producers in marketing insurance; 31A-23a-103 Acting as insurance producers when not licensed to do so; 63G-4-502 Respondent's action in providing and marketing unauthorized insurance in the State of Utah constitute an immediate and significant danger to the public welfare.
License Limitation: Immediately cease and desist.

Gary L. Karns Jr.; E-Case #2588 Emergency Administrative Proceeding.  Cease and Desist effective March 15, 2010.
Violations: 31A-1-301(74)(a) Not licensed or authorized to conduct business of insurance or market insurance; 31A-1-104 & 31A-4-106 Doing an insurance business and providing health insurance without having Certificate of Authority; 31A-15-102 Assisting in the placement of unauthorized insurance; 31A-1-301(87) Acting as insurance producers in marketing insurance; 31A-23a-103 Acting as insurance producers when not licensed to do so; 63G-4-502 Respondent's action in providing and marketing unauthorized insurance in the State of Utah constitute an immediate and significant danger to the public welfare.
License Limitation: Immediately cease and desist.

CEO Clubs Inc. aka, Chief Executive Officers Club; E-Case #2588 Emergency Administrative Proceeding.  Cease and Desist effective March 15, 2010.
Violations: 31A-1-301(74)(a) Not licensed or authorized to conduct business of insurance or market insurance; 31A-1-104 & 31A-4-106 Doing an insurance business and providing health insurance without having Certificate of Authority; 31A-15-102 Assisting in the placement of unauthorized insurance; 31A-1-301(87) Acting as insurance producers in marketing insurance; 31A-23a-103 Acting as insurance producers when not licensed to do so; 63G-4-502 Respondent's action in providing and marketing unauthorized insurance in the State of Utah constitute an immediate and significant danger to the public welfare.
License Limitation: Immediately cease and desist.

Bronson Insurance Agency; E-Case 2626: Notice of Emergency Administrative Proceeding.  Cease and Desist effective February 1, 2010.
Violations: 31A-23a-103(a) & 31-A-23a-301 In acting as an insurance agency without a license;
31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account.
License Limitations: Immediately cease and desist.

Darrin M. Bronson; E-Case 2626: Emergency Administrative Proceeding.  Cease and Desist effective February 1, 2010.
Violations: 31A-23a-402(1)(a)(i) Providing false or misleading information in connection with the insurance policy;  31A-23a-408 Acting as an agent for insurers to whom he is not contracted;  31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account;  31A-23a-103-(1) In acting as an insurance agency without a license;  31A-23a-412-(2) & R-590-170-7 Failing to keep appropriate business and accounting records regarding policies sold and premiums received.
License Limitations: Immediately cease and desist.

Shannon Riche-Bronson; E-Case 2626: Emergency Administrative Proceeding.  Cease and Desist effective February 1, 2010.
Violations: 31A-23a-402(1)(a)(i) Providing false or misleading information in connection with the insurance policy;  31A-23a-408 Acting as an agent for insurers to whom he is not contracted;  31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account;  31A-23a-103-(1) In acting as an insurance agency without a license;  31A-23a-412-(2) & R-590-170-7 Failing to keep appropriate business and accounting records regarding policies sold and premiums received.License
License Limitations: Immediately cease and desist.

A Active Insurance Agency, Inc.; E-Case 2626: Notice of Emergency Administrative Proceeding.  Cease and Desist effective February 1, 2010.
Violations: 31A-23a-103(a) & 301 In acting as an insurance agency without a license; 31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account.
License Limitations: Immediately cease and desist doing any business in the State of Utah.

James W. Riche; E-Case 2626: Emergency Administrative Proceeding.  Cease and Desist effective February 1, 2010. 
Violations: 31A-23a-103(1)(c) Utilizing the services of an unlicensed agent and an unlicensed agent in the marketing of insurance.
License Limitations: Immediately cease and desist.

Stewart Water Information, LLC. A Title Insurance Agency E-Case #2282 Order effective August 13, 2009.
Violation: 31A-23a-111(6) & 31A-23a-103(1) In acting as a title insurance agency in the State of Utah after its license has lapsed.
License Limitation: Cease & Desist

National Home Protection, Inc.  E-Case #2433; Order effective June 10, 2009.
Violation(s): 31A-1-301(83) & 31A-1-301(85) In marketing, selling or issuing such contract in the State of Utah constitute the unauthorized business of insurance.
License Limitation: Cease and Desist Order

Revocations

Tyran Pierre Pippen; E-Case #2446; Order effective:  April 1, 2010.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revocation

Melanie Mannos: E-Case #2683; Order effective November 3, 2010.
Violations: 31A-23a-105(2)(b) - Failing to report criminal activity to the Commissioner;
31A-23-107(2) - Respondent actions show she does not meet character requirements to hold an insurance producer’s license.
License Limitation: License revoked.

Cameron H. Cox; E-Case #2710; Order effective: September 16, 2010.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revocation

John Michael Santos; E-Case #2693; Order effective January 19, 2011.
Violation: 31A-2-202(4), Respondent failed to respond to an inquiry from the Commissioner.
Forfeiture: $250
License Limitations: Revocation

Atlantic Mutual Insurance Company: E-Case 2698; Order effective August 10, 2010.
Violation: 31A-14-217, Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
License Limitation: revoked

Johnny E Maestas; E-Case #2679; Order effective October 14, 2010
Violation: G63-4-209, Respondent failed to respond or file an answer to the default.
License Limitation: Revoked.

Utah Trust Insurance Agency, Inc; E-Case #2679; Order effective October 14, 2010
Violation: G63-4-209, Respondent failed to respond or file an answer to the default.
License Limitation: Revoked.

Lenders First Choice Agency of Utah, Inc: E-Case #2501; Order Effective September 13, 2010.
Violation: 31A-2-202(4): Failure to appear at hearing for an Order to Show Cause. Default Order.
License Limitation: Revoked.

Shanna Lynn Stone aka Shanna Holman Sheppard; E-Case #2592 Order effective September 13, 2010.
Violation(s): 31A-23a-105(2) Failed to provide information in the license application. 
31A-23a-111(5)(b)(i) Unqualified for license. 31A-23a-111(5)(b)(iv) Failed to pay a final judgment rendered against her in that state within 60 days after the judgment became final.
License Limitation: Revoked.

Bryon Latrent Bradley; E-Case #2696; Order effective September 13, 2010
Violation: Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked.

Jacqueline Ann Germain; E-Case #2656; Order effective September 13, 2010
Violation: Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked.

Heather M. Hill; E-Case #2524; Order effective June 29, 2010.
Violations: 31A-23a-105 Failed to report an administrative action taken by another state;
31A-23a-111(5)(b)(i) Failed to timely respond to an inquiry of the commissioner.
License Limitation: License revoked.

Julio A. Briceno; E-Case #2546. Order effective July 27, 2010.
Violations: 31A-23a-107(2) Failed to notify Commissioner of other state action;
31A-23a-111(5)(b)(i) Unqualified for license; 31A-23a-111(5)(b)(i)(A) Violated an insurance statute; 31A-23a-111(5)(b)(xviii) Forges another's name to an application for insurance; 31A-23a-111(5)(b)(xxiv) Engaged in methods or practice in the conduct of business that endangered the public.
License Limitation: License revoked

Briceno Insurance Agency; E-Case #2546. Order effective July 27, 2010.
Violations: 31A-23a-107(2) Failed to notify Commissioner of other state action;
31A-23a-111(5)(b)(i) Unqualified for license; 31A-23a-111(5)(b)(i)(A) Violated an insurance statute; 31A-23a-111(5)(b)(xviii) Forged another's name to an insurance application; 31A-23a-111(5)(b)(xxiv) Engaged in methods or practices in the conduct of business that endangers the public.
License Limitation: License revoked

Derrick Dewayne Roy: E-Case #2747; Order effective July 27, 2010.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner.
Limitations: License revoked

Justin L Hatton: E-Case #2756; Order effective July 27, 2010.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner.
Limitations: License revoked

Kevin Di Stefano; E-Case #2659; Order effective July 12, 2010.
Violations: 31A-23a-409-(6) Diverting funds held in his trust to his own benefit;
31A-23a-409-(1)(d) Failing to forward funds held in trust to the intended payee or deposit them into a trust account by the close of the next business day; 31A-23a-107(2)
Actions demonstrate that the licensee does not meet character requirements.
Licensing Limitations: License Revoked

Clearwater Settlements LLC: E-Case #2579 Order effective March 2, 2010.
Violation: 31A-36-104(2)(a)(iii) Respondent failed to pay the licensing fee.
License Limitations: Revoked

All American Bail Bonds; E-Case #2670; Order effective June 15, 2010.
Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked.

Christopher Alan De Martini; E-Case #2670; Order effective June 15, 2010.
Violation: G63-4-209 Respondent failed to respond or file an answer to the default.
License Limitation: Revoked

Howard Faber; E-Case #2474; Order effective May 11, 2010.
Violations: 31A-23a-105(5)(b)(ii)(A)-Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
License Limitation: Revoked.

Bronson Insurance Agency: E-Case #2639; Order effective May 18, 2010.
Violations: 31A-23a-103(a) & 301 In acting as an insurance agency without a license. 
License Limitation: Revoked

Darrin M. Bronson: E-Case #2640; Order effective May 18, 2010.
Violations: 31A-23a-103(a) In acting as an insurance agent when not licensed as such.
31A-23a-402(1)(a)(i) Providing false or misleading information in connection with the insurance policy.  31A-23a-408 Acting as an agent for insurers to whom he is not contracted.  31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account. 
License Limitation: Revoked

Shannon Riche-Bronson: E-Case 2641; Order effective May 18, 2010.
Violations: 31A-23a-103(a) In acting as an insurance agent when not licensed as such.
31A-23a-409 Failing to forward premiums received to the intended payee or to deposit them into trust account. 
License Limitation: Revoked

Kara Marie Dunning; E-Case #2443; Order effective April 1, 2010.
Violations: 31A-23a-202(4) Failure a timely respond.  31A-23a-308 Respondent failed to obey the Order of the Commissioner in failing to pay administrative forfeiture.
License Limitation: Revoked

Gary L. Karns, JR; E-Case #2589; Order effective April 1, 2010.
Violation: 31A-23a-202(4) Failure a timely respond.
License Limitation: Revoked

Gay Chung; E-Case #2445; Order effective April 1, 2010.
Violations 31A-23a-202(4) Failure a timely respond. 31A-23a-308 Respondent failed to obey the Order of the Commissioner in failing to pay administrative forfeiture
License Limitation: Revoked

Maryann Blake E-Case #2605; Order effective March 8, 2010.
Violations:  31A-23a-409(6) Diverting Funds held in a trust to her own benefit.  31A-23a-107(2) Respondent actions show she does not meet character requirements to hold an insurance producer’s license.
License Limitation:Revoked

Adrienne F. Rogers; E-Case #2628; Order effective March 4, 2010.
Violations: 31A-23a-106(1) & (2)(a)(i)(ii) Altered license to indicate she held the Life & Health lines of authority; 31A-23a-202(1)(i) Respondent lied to Department staff member; 31A-23a-107(2) Respondent actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: Revoked

Clearwater Settlements LLC: E-Case #2579; Order effective March 2, 2010.
Violation: 31A-2-104(2) Respondent failed to pay the licensing fee.
License Limitations: Revoked

Jeffrey William Casper; E-Case #2626; Order effective March 3, 2010.
Violations: 31A-23a-105(2) Requires a licensed individual producer to report criminal prosecution;  31A-23a-107(2) Respondent actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: Revoked

USA Payroll Services, LLC; E-Case #2608: Order effective February 10, 2010.
Violation: 31A-40-305 Failed to submit audited financial statement with its application
License Limitation: Revoked

Kevin E. Brown; E-Case #2447: Order effective February 10, 2010.
Violation: 31A-23a-105 Failure to notify the department of actions taken against his licenses
License Limitation: Revoked

Scott K. C. Behunin; E-Case #2505; Stipulation and Order effective February 1, 2010.
Violations: 31A-23a-409 In failing to forward funds received as premium payment;
31A-23a-107(2) Fail to meet the character requirements;  31A-23a-111(5)(b)(i) Unqualified for license; 31A-23a-111(5)(b)(xiv) Convicted of a felony.
License Limitation: Revoked.

Clinton Thomas Comer; E-Case #2622; Stipulation and Order effective January 28, 2010.
Violations: 31A-23-107(2) Actions demonstrate that he does not meet the requirements to hold license;  31A-23a-111(5)(b)(i) Unqualified for License;  31A-23a-111(5)(b)(ii)(A) Has violated an insurance statute;  31A-23a-111(5)(b)(xvi) In the conduct of business uses fraudulent or dishonest practices.
License Limitation: Revoked.

David Lukens CE Professionals; E-Case #2601 Stipulation and Order effective January 28, 2010.
Violations: 31A-23a-111(5)(b)(xvi) In the conduct of business uses fraudulent or dishonest practices.
31A-23a-111(5)(b)(xxiv) Engages in a method or practice in the conduct of business hat endanger the legitimate interests of customers and the public.
31A-23a-111(5)(b)(ii)(A) Has violated an insurance statute. 
R590-8 Respondents CE's teaching method and program content no longer meets standards required of continuing education providers.  31A-23a-111(5)(b)(i) Unqualified for a license.
License Limitation: License revoked.

David Lukens; ; E-Case #2601 Stipulation and Order effective January 28, 2010.
Violation(s): 31A-2-202(6) & 31A-23a-401(1)(a)(i) In providing false information to the commissioner regarding the continuing education hours completed by individual licensed producers.  31A-23-107(2) Actions demonstrate that he does not meet the requirements to hold a license. 
License Limitation: License revoked.

Michael J. Lewellen; E-Case # 2590; Order effective January 5, 2010.
Violations: 31A-23a-107, Respondent failed to meet the character requirements for licensing.  31A-23a-409, failing to forward funds or to deposit them into a trust account.
31A-23a-402(1)9a)(i), Issuing evidence of insurance when no insurance was in place.
License Limitation: Revoked.

American Standard Title Insurance Agency, LLC.: E-Case #2489 Order effective December 14, 2009.
Violation: Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear hearing.
License Limitation: Revoked. 

Clear Blue Title Insurance Agency, LLC: E-Case #2488: Order effective December 14, 2009.
Violation: Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear hearing.
License Limitation: Revoked. 

Mercury Transaction Services of Utah, Inc. E-Case #2484: Order effective December 14, 2009.
Violation: Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear hearing.
License Limitation: Revoked. 

Legal Title LLC: E-Case #2485: Order effective December 14, 2009.
Violation(s) Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear hearing.
License Limitation(s): Revoked. 

First Colonial Title Inc: E-Case #2334: Order effective December 14, 2009.
Violation(s) Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear hearing.
License Limitation(s): Revoked. 

Elite Title Insurance Agency, Inc.: E-Case #2333: Order effective December 14, 2009.
Violation: Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear hearing.
License Limitation: Revoked.

Michelle McGuire Jensen: E-Case #2250; Order effective December 14, 2009.
Violation: Utah Code Annotated §63G-4-209 – Respondent or its attorney failed to appear at hearing.
License Limitation: Revoked. 

American Staffing Inc. E-Case #2431 Order effective December 3, 2009.
Violation: 31A-23a-113 and R590-147-4 Failure to comply.
Limitation: Revoked.

Stacy Wyatt; E-Case #2330; Order effective November 18, 2009.
Violations: 31A-23-105 Submitting false information, 31A-2-202(6) Has been convicted of a crime, 31A-23a-107(2) 31A-23a-107(2) Provided false information
License Limitation: Revoked.

Scott Ryals; E-Case #2425 Order effective November 10, 2009.
Violation: 31A-23a-111(5)(b)(ii)(A): Violated insurance statute; and 31A-111(5)(b)(xvii), had his insurance license revoked by another state.
License Limitation: Revoked

Todd K. Webster; E-Case #2470; Order effective October 29, 2009.
Violation:  31A-23a-406(3)(b) and 31A-23a-409(6): Converted funds held in escrow to own use
License Limitation: Revoked.

Patriot National Title Ins. Agency; E-Case #2470; Order effective October 29, 2009.
Violation:  31A-23a-406(3)(b) and 31A-23a-409(6): Converted funds held in escrow to own use
License Limitation: Revoked.

John Christopher South aka John Riqueros; E-Case #2530; Order effective October 29, 2009.
Violations: 31A-23a-409 Failure to forward funds to trust account; 31A-23a-411.1 Failure to forward premiums receive to insurer.
License Limitation: Revoked

Muyly H. Ung; E-Case #2430; Order effective October 14, 2009.
Violation: 31A-23a-105(1) (b) (x), Respondent failed to meet the requirements for the renewal of his insurance producers license.
license Limitation: Revoked.

Misty Ann Johnson fka Misty Ann Tresner E-Case #2357; Order effective September 30, 2009.
Violations: 31A-23a-107(2)-Character requirements not met; 31A-23a-402(1)(a)(i) Providing false or misleading information to department.
License Limitation: Revoked.

Darin G. Perkins; E-Case #2481; Order effective August 11, 2009.
Violation(s): 31A-23a-107, Respondent failed to meet the character requirements for licensing.
License Limitation(s): Revoked.

Mark Moyle; E-Case #2320; Order effective August 25, 2009.
Violation(s): 31A-23a-107(2), Respondent demonstrated that he does meet requirements to hold and agent’s license.
31A-23a-402 (1)(a)(ii)(B)(III), In creating and using duplicate powers of attorney to issue bail bonds
License Limitation(s): Revoked

Cynthia Clements; E-Case #2392; Order effective March 18, 2009.
Violation(s): UCA 31A-2-308, in failing to obey an order of the commissioner.
License Limitations: Revoked.

Pamela A. Powell; E-Case #2343; Order effective January 12, 2009.
Violation(s): UCA 31A-2-308, in failing to obey an order of the commissioner.
License Limitations: Revoked

Dana Sue Proft; E-Case #2317; Order effective December 17, 2008.
Violation(s): UCA 31A-2-308, in failing to obey an order of the commissioner.
License Limitations:  Revoked

John Gordon Cini E-Case #2409 Order effective April 22, 2009.
Violation(s): 31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Limitations: Revoked.

Craig Kendell Mason E-Case #2408; Order effective April 22, 2009.
Violation(s): 31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Liitations: Revoked

Kylee Justine Brown; E-Case #2386; Order effective May 11, 2009.
Violations: 31A-23a-107(2) - Actions demonstrate that she does not meet the character requirements, competent and trustworthy, to hold an insurance license.
31A-23a-402(1)(A)(i) - Forged signatures of applicants on insurance applications.
31A-23a-111(5)(b)(i) - is unqualified for a license because:
31A-23a-111(5)(b)(i)(ii) - violated an insurance statute;
31A-23a-111(5)(b)(xvi) - used dishonest practices or demonstrates untrustworthiness in the conduct of business; and
31A-23a-111(5)(b)(xviii) - forging another’s names on an applications for insurance.
License Limitation: Revoked.

Julie Kaye Holden, E-Case #2324; Order effective May 21, 2009.
Violation(s):
31A-2-202(6)-Submitting false information on application
31A-23a-105(2)-Failing to notify department of conviction
31A-23a-105(2)-Failed to report an administrative action taken against license
31A-23a-107(2)-Character requirements not met
31A-23a-111(5)(b)(i)- Unqualified for license
31A-23a-111(5)(b)(ii)- Failure to pay final judgment
31A-23a-111(5)(b)(ii)- Provided information on application that is incorrect, misleading, incomplete or materially untrue.
License Limitation: Revoked.

Tamara Eryn Sibson; E-Case #2266; Order effective April 30, 2009.
Violation: 31A-2-202(4), Failing to submit a timely response to a inquiry from the Commissioner.
License Limitation: Revoked.

Christopher Glenn Graff: E-Case #2372 Order effective April 21, 2009.
Violation: 31A-23a-107(2) does not meet character requirements to hold an insurance agents license.
License Limitation: Revoked.

Rick C Gates; E-Case #2193; Order effective 2/12/2009.
Violation(s):31A-23a-111 - Respondent was convicted of a felony.
License Limitation: Revoked.

Bryan G Smith; E-Case #2353 Order effective April 15, 2009.
Violation: 31A-23a-107(2)-Demonstrated that he does not meet character requirements to hold an insurance license.
License Limitation: Revoked.

Wayne Robert Wielgos; E-Case #2346; Order effective March 25, 2009.
Violation: 31A-23a-105 - Failed to report an administrative action taken against it by another state.
License Limitation: License revoked

Trevor D. Losse; E-Case #2342 Order effective February 26, 2009.
Violation: 31A-2-202(4)-failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture:
License Limitation: License revoked

Mark Ferguson; E-Case #2307 Order effective February 26, 2009.
Violation(s): 31A-2-202(4)-failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture:
License Limitations: License revoked

Dana Brett Polk; E-Case #2177 Order effective February 26, 2009
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture:
License Limitation: License revoked

Vindo V. Patel; E-Case #2321 Order effective February 26, 2009.
Violation: 31A-2-202(4)-failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture:
License Limitation: License revoked

Nelson Casceiro; E-Case #2338 Order effective February 26, 2009.
Violation: 31A-2-202(4) failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture:
License Limitation: License revoked

William R. Hess; E-Case #2340 Order effective February 26, 2009.
Violation: 31A-2-202(4)-failed to submit a timely response to an inquiry from the Commissioner.
Forfeiture:
License Limitation: License revoked

John J. Lauber Jr.; E-Case #2347 Order effective February 24, 2009.
Violation(s): 31A-23a-107(2), Respondent failed to meet the character requirements for licensing.
License Limitation: License revoked.

Rick C Gates; E-Case #2193; Order effective 2/12/2009.
Violation:31A-23a-111
- Respondent was convicted of a felony.
License Limitation:
Revocation
Forfeiture:
None

Kym Jemes; E-Case #2263; Effective December 18, 2008.
Violations
:31A-23a-105(2) - Respondent failed to disclose other states administrative action taken against her license. 31A-23a-412(1)(c) - The Respondent failed to notify the office of the Commissioner of address change. 31A-2-202(4)(a) - The Respondent failed to respond to the office of the Commissioner. License Limitation: Revocation

William Bland; E-Case #2264; Effective December 18, 2008.
Violations
:31A-23a-105(2) - Respondent failed to disclose other states administrative action taken against his license. 31A-23a-412(1)(c) - The Respondent failed to notify the office of the Commissioner of address change. 31A-2-202(4)(a) - The Respondent failed to respond to the office of the Commissioner.
License Limitation:
Revocation

James E. Henrichsen; E-Case #2309; Order effective December 17, 2008.
Violations: 31A-23a-105(2) - Respondent failed to disclose criminal history. 31A-23a-111(5)(b)(ix) - Respondent provided information in an insurance application that is incorrect, misleading, incorrect, or materially untrue. 31A-23a-107(2) - Respondent fails to meet the character requirements to hold a license.
License Limitation: Revocation

Around the Clock Bail Bonds; E-Case #2205; Order effective November 4, 2008.
Violations:
31A-35-601(2) – The acts or conduct of any bail bond producer who acts in the scope of the authority delegated to him by the bail bond surety. Are considered to be the acts or conduct of the bail bond surety for which the bail bond producer is acting as agent; 31A-23a-402(1)(a)(i) - Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8)- The Respondent failed to return collateral taken as security.
License Limitations:
Revocation

Hometown Bail Bonds; E-Case #2205; Order effective November 4, 2008.
Violations:
31A-35-601(2) – The acts or conduct of any bail bond producer who acts in the scope of the authority delegated to him by the bail bond surety. Are considered to be the acts or conduct of the bail bond surety for which the bail bond producer is acting as agent; 31A-23a-402(1)(a)(i) - Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 - Respondent violated trust obligations for funds collected; R590-186-7(8) - The Respondent failed to return collateral taken as security.
License Limitation:
Revocation

Thomas Scott Hatrick; E-Case #2205; Order effective November 4, 2008.
Violations:
31A-23a-402(1)(a)(i) - Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8)- The Respondent failed to return collateral taken as security.
License Limitation:
Revocation
Forfeiture:
$35,000 is suspended if all the collateral and premiums are returned in the Sahatvalieyev matter within 30 days.

Katrina Mullins; E-Case #2251; Order effective October 20, 2008.
Violation: R590-102-12(2) - Respondent failed to pay paper processing fee.
License Limitation: Revocation

Gary Brockett; E-Case #2214; Order effective October 20, 2008.
Violation: 31A-23a-202(3)(b)(i)(A)
- Respondent failed to provide the Department of proof the continuing education hours were met.
License Limitation:
Revocation

Akilah Williams; E-Case #2146; Order effective October 20, 2008.
Violation:
31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application;
License Limitation:
Revocation

Gary Brockett; E-Case #2214; Order effective October 20, 2008.
Violation: 31A-23a-202(3)(b)(i)(A)
- Respondent failed to provide the Department of proof the continuing education hours were met.
License Limitation:
Revocation

Philip J. Timothy; E Case # 2233; Effective September 22, 2008
Violation: Philip J Timothy was convicted of multiple felonies in the conduct of doing the business of insurance. Respondent's conviction demonstrates that he no longer meets character requirements of UCA 31A-23a-107(2).
License Limitation: Revocation

Kieu My Wong; E-Case #2105; Order effective: 9-22-2008
Violations: 31A-23a-105(2) and 31A-2-202(6) - Respondent knowingly made a misstatement on a renewal application by failing to report actions taken by other states against Respondent’s insurance agent’s licenses in those states. 31A-23a-111(5)(b)(i) - Respondent is unqualified for a license; 31A-23a-111(5)(b)(ii)(A) - has violated an insurance statute; 31A-23a-111(5)(b)(ix) - has provided information in a license application that is incorrect, misleading or materially untrue; 31A-23a-111(5)(b)(xi) - has obtained a license through misrepresentation or fraud; and 31A-23a-111(5)(b)(xvii) - has had an insurance license denied or revoked in any other state.
License Limitation: Revocation

Jeffrey Robert O’Brien; E-Case #2175; Order effective September 17, 2008.
Violation: Default & Default Order, pursuant to Utah Code Annotated Section 63G-4-209, and more than 30 days having lapsed since the mailing of the Complaint and Notice of Formal Adjudicative Proceeding in this matter, and no response having been received, the default of the Respondent is hereby entered.
License Limitation: Revocation

Mike Padilla; E-Case #2141; Order effective September 17, 2008.
Violation: Default & Default Order, pursuant to Utah Code Annotated Section 63G-4-209, and more than 30 days having lapsed since the mailing of the Complaint and Notice of Formal Adjudicative Proceeding in this matter, and no response having been received, the default of the Respondent is hereby entered.
License Limitation: Revocation

Dee L. Magleby; E-Case #2113; Order effective June 30, 2008.
Violations:
31A-23a-105(2) - Respondent failed to disclose criminal activity at the time he applied for a license; 31A-23a-111(5)(b)(i) – Respondent no longer is qualified for a license. 31A-23a-111(5)(b)(xi)- Respondent obtained a license through misrepresentation or fraud.
License Limitation:
Revocation

Ava Gardner; E-Case #2054; Order effective July 1, 2008. Violation: R590-102-15(7) & 31A-2-308: Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee.
License Limitation:
Revocation

Steven D Brantley; E-Case #2028; Order effective 7-14-2008.
Violation: 31A-23a-111(5)(b)(i) Unqualified for a license and 111(5)(b)(ii)(a) has violated an insurance statue. Numerous violations of his fiduciary duties.
License Limitation: Revocation of his license
Forfeiture: None noted

Robert Wilcoxen; E-Case #2110; Order effective August 6, 2008.
Violations: 31A-23a-111 (5)(b)(i) – is unqualified for a license; -111(5)(b)(ii)(A), has violated an insurance statute; -111(5)(b)(xiii)(B), has intentionally misrepresented the terms of an application for insurance; -111(5)(b)(xi), has admitted or has been found to have committed any insurance fraud; -111(5)(b)(xvi), in the conduct of business has demonstrated untrustworthiness or financial irresponsibility; -111(5)(b)(xviii), has forged another’s name to an application of insurance; and –111(5)(b)(xxiv), has engaged in methods and practices in the conduct of business that endangers the legitimate interests of his customers and the public.
License Limitation: Revocation
Forfeiture: N/A

Marla M Hall; E Case # 2073; Effective August 13, 2008.
Violation: 31A-23a-107(2) - Respondent's conviction of 2nd and 3rd degree felonies in the conduct of her insurance business demonstrate that she does not meet the character requirements to hold an insurance license.
License Limitation: Revocation of individual license.

Marla's Insurance; E Case # 2073; Effective: August 13, 2008.
Violation: 31A-23a-111(5)(d) - The owner of Marla's Insurance, Marla Hall, was convicted of several felonies in the conduct of her insurance business. Hall's license was revoked.
If a natural person named on the agency license commits an act that is grounds for revoking the natural person's license, the commissioner may revoke the agency license.
License Limitation: Revocation

Kristia Madison Barrow; E-Case #2204; Order effective August 12, 2008.
Violations: R590-102-12(2) - Respondent failed to pay a paper processing fee.
License Limitation: Revocation

Jason L Patterson; E-Case #2154; Order effective July 28, 2008.
Violations: 31A-23a-401(1)(a)(i) - Respondent made false or misleading information relating to an insurance policy. 31A-31-103(1) - Respondent committed a fraudulent insurance act. 31A-23a-409 - Respondent failed to forward premium received.
License Limitation: Revocation

Kenneth D. Dorris; E-Case #2071; Order effective July 1, 2008.
Violations: R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Mr. Dorris failed to obey an order of the commissioner.
License Limitation: Revocation
Forfeiture: $135

Joshua L. Bradshaw: E-Case #2137; Order effective July 8, 2008
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a paper processing fee. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $125.00

Bonnie Lue Bartlett; E-Case #2050 Order effective: 7-1-08
Violations: R590-102-12(2) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and paper processing fee; 31A-2-308 - Ms. Bartlett failed to obey an order of the commissioner.
License Limitation: Revocation

Mark D. Foley: E Case # 2109 Order effective date July 8, 2008
Violations: Respondent was convicted of one count False/Fraudulent Insurance Claims, a 2nd degree felony, one count 3rd degree felony, Unlawful Dealing by a Fiduciary and a 2nd degree felony all dealing with the issuance of fraudulent surety bonds.
Respondent's conviction demonstrates that he no longer meets character requirements of UCA 31A-23a-107(2). Issuing fraudulent surety bonds violates 31A-23a-402(1)(a)(i)
License Limitation: Revocation
Forfeiture: None

Michael J Carreon; E-Case #2149; Order effective July 1, 2008.
Violations: R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to disclose criminal history at the time the Respondent applied for a license; 31A-2-308 - Mr. Carreon failed to obey an order of the commissioner.
License Limitation: Revocation

Wendy Evertsen; E-case #1845; Formal Order of Hearing effective 3-31-08.
Violations: 31A-23a-402(1)(a)(i) – Made false and misleading statements relating to an insurance product; 31A-23a-107(2) – Actions demonstrated that Respondent does not meet the character requirements to hold an insurance producer’s license.
License Limitation: Individual license revoked.
Additional Activity: Formal Hearing was held 9/12/07.

Theresa Christine Miller; E-Case #2058; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner; 31A-2-308 – In failing to pay the address correction fee when due.
License Limitation(s): Revocation

Guy G. Cardinale; E-Case #2081; Order effective 01-16-08.
Violation(s): 31A-23a-111, 31A-23a-105(2) - Respondent having been convicted of a felony involving dishonesty or breach of trust, Respondent may not lawfully engage in the business of insurance. Respondent failed to report his convictions to the commissioner.
License Limitation(s): Revocation

Laurina Hardin; E-Case #2067; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Ms. Hardin failed to obey an order of the commissioner.
License Limitation(s): Revocation

Michelle Gonzales; E-Case #2066; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Ms. Gonzales failed to obey an order of the commissioner.
License Limitation(s): Revocation

Paula Houlot; E-Case #2064; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Ms. Houlot failed to obey an order of the commissioner.
License Limitation(s): Revocation

Aaron Sanders; E-Case #2052; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Mr. Sanders failed to obey an order of the commissioner.
License Limitation(s): Revocation

Brian Eighmy; E-Case #2048; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Mr. Eighmy failed to obey an order of the commissioner.
License Limitation(s): Revocation

Lynn Michaels; E-Case #2046; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Ms. Michaels failed to obey an order of the commissioner.
License Limitation(s): Revocation

Amanda Brammer; E-Case #2040; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Ms. Brammer failed to obey an order of the commissioner.
License Limitation(s): Revocation

Timothy Tressy; E-Case #2039; Order effective 02-19-08.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Mr. Tressy failed to obey an order of the commissioner.
License Limitation(s): Revocation

Thomas Cavalari; E-Case #1993; Order effective 02-19-08.
Violation(s): U.C.A. 31A-2-308 for failing to obey an order of the Commissioner.
License Limitation(s): License Revoked
Forfeiture(s): N/A

Korte H. Wamsley Jr.; E-Case #2035;
Order effective 10-11-07.
Violation(s): U.C.A. 31A-23A-111(5)(b)(ix); providing incorrect information on a license application. U.C.A. 31A-23A-105(2)(c)(i)(B)(II);
failed to notify the Department within 30 days of the initial pretrial hearing date of the criminal prosecution. License Limitation(s): License Revoked
Forfeiture(s): N/A

Cindy Gibbons, E-Case #1851;
Order effective 10-05-07.
Violation(s): 31A-23a-207(2), 31A-23a-111(5)(b)(i) and
31A-23a-111(5)(b)(xvi), Licensee was convicted of two felonies involving dishonesty and breach of trust; Licensee demonstrated that she no longer meets the character requirements to hold an insurance license.
License Limitation(s): License revoked.

Cache Insurance Group, LLC; E-Case #2020;
Order effective 10-05-07.
Violation(s): 31A-23a-111(5)(d), An agency is responsible for the acts of its agents.
License Limitation(s): Agency license revoked.

Tiffany Willer; E-Case #2029;
Order effective 09-12-07.
Violation(s): 31A-23a-409(1)(b)(i) – A licensee may not commingle trust funds with the licensee’s own funds; 31A-23a-411.1(1)(b) – A person commits insurance fraud if that person knowingly fails to forward to the insurer a premium received from a policyholder, in-partial or in-total, of the premium due.
License Limitation(s): Revocation

Bradley Ryan Webb; E-Case #1983;
Order effective 09-06-07.
Violation(s): 31A-23a-103(1)(a) - A person may not perform, offer to perform, or advertise any service as a producer without a valid individual or agency license issued under this chapter. 31A-23a-409(1)(b)(i) - A licensee may not commingle trust funds with the licensee’s own funds. 31A-23a-411.1(1)(b) - A person commits insurance fraud if that person knowingly fails to forward to the insurer a premium received from a policyholder in partial or total payment of the premium. 31A-23a-402(1)(a)(i) - A person who is or should be licensed under this title may not make or cause to be made any communication that contains false or misleading information, relating to an insurance product or contract.
License Limitation(s): Revocation

Susan Yeatman; E-Case #1905;
Default & Default Order effective 8-13-07.
Violation(s): Utah Administrative Rule, R590-102-15(7) - Respondent failed to pay an administrative forfeiture and address correction fee; 31A-2-308 - Mrs. Yeatman failed to obey an order of the commissioner.
License Limitation(s): Revocation
Forfeiture(s): $135
Additional Activity: N/A

Cristina Vorher: E-Case #1990;
Default & Default Order effective 8-13-07.
Violation(s): Utah Administrative Rule, 31A-2-202 (4) – Respondent failed to submit a timely response to an inquiry from the commissioner; 31A-2-308 - Mrs. Vorher failed to obey an order of the commissioner.
License Limitation(s): Revocation
Forfeiture: $250.00
Additional Activity: N/A

Frank Edward Booth: E-Case #1881;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a paper processing fee when due.
31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $125.

Kristi Marie Bryant: E-Case #1855;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a paper processing fee when due.
31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation

Jillrae Dill Coltart: E-Case #1889;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Mary Suzanne Efflandt: E-Case #1887;
Motion and Order to Show Cause effective 03-15-2007.
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a paper processing fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $125.

Clara M. Grimes: E-Case #1867;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner. License Limitation: Revocation
Forfeiture: $135.

Wakamba Kambarangee Guichard: E-Case #1873;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Gevork Hajian: E-Case #1901;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Lance Justin Morgan: E-Case #1923;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Wendy Munn: E-Case #1919;
Order effective 3-15-07.
Violations: R590-102-15(7) Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308.
License Limitation: Revocation.
Forfeiture: $125.

Guerry Nelson: E-Case #1886;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Sarita Michelle Richard: E-Case #1885;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Nicholas Paul Saldutti: E-Case #1926;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Terri J Shakir: E-Case #1892;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Joshua Valdez: E-Case #1871;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Eddie G Washington: E-Case #1902;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture: $135.

Precision Title Insurance Agency of Utah; E-Case #1938
Order effective 12-20-2006.
Violation(s): 31A-23a-204(3) failure to hold a 1% reserve account; 31A-2-202(6) reporting false information to the department; 31A-23-406, 31A-23a-409 converting funds held in trust; 31A-23a111(5)(b)(xii) insolvency; and 31A-23a-111(5)(b)(xxiv) practices that endanger the legitimate interest of the public.
Penalty: Producer Organization license revoked (12-20-2005); respondent shall immediately cease doing business in Utah for which an insurance license is required.
Forfeiture: None

Lender Services Direct Title Insurance Agency, LLC; E-case #1999
Default and Default Order effective 6-15-07 with Imposition and Concurrence of Penalty effective 7-9-07.
Violations: 31A-23a-413 and R590-136 – Failure to file an annual report and controlled business report for the calendar year 2006.
License Limitation: Agency license revoked 5/9/07.
Forfeitures: $500.00 previously imposed on 4/9/07 in Docket No. 2007-030 PC, plus $3,000.
Additional Activity: Default and Default Order 6/15/07.

Guy G. Cardinale; E-Case #2081;
Order effective 01-16-08.
Violation(s): 31A-23a-111, 31A-23a-105(2) - Respondent having been convicted of a felony involving dishonesty or breach of trust, Respondent may not lawfully engage in the business of insurance. Respondent failed to report his convictions to the commissioner.
License Limitation(s): Revocation

Suspension

Eagle Life Insurance Company: E-Case #2902; Order effective September 18, 2010.
Violations: 31A-3-103(2) - Failed to pay renewal fee when due;
31A-2-202(4) - Failed to properly respond to an inquiry from the commissioner.
Forfeiture: $1,500
Limitations:  Suspension for 24 months

Kevin Di Stefano: E-Case #2659; Order effective March 31, 2010.
Violations:  31A-23a-409(6) Diverting Funds held in a trust to his own benefit.  31A-23a-409(1) Failing to forward funds held in trust to the intended payee or deposit them into a trust account by the close of the next business day.  31A-23a-107(2) Respondent actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Suspended

A-1 Bail Bonds: E-Case #2642; Order effective February 25, 2010.
Violation: 31A-35-504 Failure to pay bail bond forfeiture judgment.
License Limitation: License Suspended 14 days.   February 25 to March 11, 2010

All American Bail Bonds; E-Case #2635; Order effective February 23, 2009.
Violation(s): 31A-35-504(2)(b) Respondent failure to pay a Judgment of Bail Bond Forfeiture within 15 days after service of the notice.
License Limitation(s): License Suspended 14 days.  February 18, 2010 to March 4, 2010

Rebel Bail Bonds: E-Case #2632 Order effective February 17, 2010.
Violation: 31A-35-504 Failure to pay bail bond forfeiture judgment.
License Limitation: License Suspended 14 days.

Maryann Blake E-Case #2605; Order effective January 19, 2010.
Violations:  31A-23a-409(6) Diverting Funds held in a trust to her own benefit
31A-23a-409(1)(d)(i) Failing to use funds held in trust for the purpose for which they were intended.
License Limitation: Suspended 12 months.  Department shall commence a formal adjudicative proceeding against the respondent for the revocation of her license.

All American Bail Bonds; E-Case #2376 Order effective February 23, 2009.
Violation: 31A-35-404 Failure to meet minimum financial requirements for a surety bond license.
License Limitation: Suspended 2-23-09 to 3-3-09.

2nd Chance Bail Bonds; E-Case #2325 Order effective December 16, 2008.
Violation: 31A-35-504(3) Failure to pay judgment of bail bond forfeiture.
License Limitation: 63G-3-504 Emergency Order to suspended license for 15 days. Order lifted December 31, 2008.

Steven D Shemwell; E-Case #2018;
Order effective 04-01-08
Violation(s): 31A-23a-402(1)(a)(i)- Respondent made or caused to be made, a communication that contained false or misleading information relating to an insurance policy;
License Limitation(s): Suspension 90 days
Forfeiture(s): $5,000 to be paid within 90 days after the termination of the suspension of his license. Respondent is to be placed on probation for a period of 24 months, beginning with the termination of the suspension.

Barbara Rufener; E-Case #2021;
Order effective 02-28-08.
Violation(s):
31A-23a-402(1)(a)(i) – Respondent made, caused to be made, or facilitated a communication that contained false or misleading information relating to an insurance policy; 31A-23a-111(5)(b)(xvi)(A) – Respondent used fraudulent or dishonest practices in the conduct of business; 31A-23a-111(5)(xvi)(B)- Respondent demonstrated incompetence or untrustworthiness in the conduct of business.
License Limitation(s):
30 day suspension beginning March 1, 2008; 2 year probation to immediately follow the suspension.
Forfeiture(s):
$1,000 to be paid by certified check within 45 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

MillCreek Land Title Insurance, Inc; E-Case #1834;
Order effective 12-03-07
Violation(s):31A-23a-103(1) – Respondent’s agency license lapsed. Respondent continued to operate as a title insurance agency without a license, conducting 19 Real Estate closings prior to reinstating its license.
License Limitation(s): Suspension of agency license for a period of 10 days, ending on December 12, 2007.
Forfeiture(s): $5,000

Probation

Guardian Title Insurance Agency of Southern Utah; E-Case #2405
Order effective January 10, 2011.
Violation: 31A-23-406(1)(c) Preformed a cash split closing without issuing a title insurance policy.
Administrative Forfeiture: $1,000
Limitation: Probation 60 Days

Khory V. Crockett; E-Case #2748; Dated February 10, 2011
Violations: UAC R590-170-7(1) -(6)Respondent failed to maintain a proper trust account by not reconciling trust bank statements monthly; failed to maintain adequate records to establish ownership of all trust funds; and failed to maintain accounting records relating to the business of insurance in a manner that facilitates an audit.
Forfeiture: $2000
License Limitation: 12 months probation

Khory V. Crockett Insurance Agency; E-Case #2748; Dated February 10, 2011
Violations: UAC R590-170-7(1) (6) Respondent failed to maintain a proper trust account by not reconciling trust bank statements monthly; failed to maintain adequate records to establish ownership of all trust funds; and failed to maintain accounting records relating to the business of insurance in a manner that facilitates an audit.
Forfeiture: $2000
License Limitation: 12 months probation

James Scott Noorda: E-Case #2731; Order effective November 29, 2010.
Violation: 31A-23a-105 - Respondent failed to report criminal charges to the Commissioner.
Forfeiture: $3,000
License Limitation: 24 months probation

Utah Standard Title Insurance Agency: E-Case #2564; Order effective November 23, 2010.
Violations: 31A-23a-201, 31A-23a-207= Respondent was in violation when it conducted 43 closings without a valid license.
License Limitation: Probation 24 months
Forfeiture: $5,000

Kenneth Owen Monson; E-Case #2713; Order effective: September 28, 2010.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: 24 months Probation
Forfeiture: $250

Matthew A Newman: E-Case #2727; Dated December 14, 2010.
Violation: 31A-23a-301(1) - Respondent failed to license his agency.
31A-23a-408 - Respondent acted on behalf of an insurer without an appointment.
31A-23a-409 - Respondent failed to establish a proper trust account,commingling personal and business monies with trust monies.
31A-23a-412(1) - Respondent failed to update his business address within 30 days of change.
R590-154-7(3) - Respondent used variations of his recorded name on advertising, email and American Family website.
Forfeiture: $6500
License Limitation: 18 months probation

Rodney Tiet Jen; E-Case #2721; Order effective Nov. 17, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) - Respondent failed to report criminal charges and prosecution within 30 days.
Forfeiture: $2,000
License Limitation: 24 months Probation

Eric Colter Cannon; E-Case #2716 Effective Date: December 6, 2010.
Violations: 31A-23a-111(5)(b)(ix) Provided false or misleading information on a license application.
31A-23a-107(2) Respondent actions show he does not meet character requirements to hold an insurance producer's license.
License Limitation: 12 months probation

Richard P. Atkin; E-Case #2556; Order effective November 29, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) - Respondent failed to disclose pending
criminal proceedings on his resident application for a producer license.
License Limitation: 12 Months Probation served
Forfeiture: $750

Heather M. Barton; E-Case #2717; Order effective November 29, 2010.
Violation: 31A-23a-111(5)(b)(xxii) Failure to pay state income tax, or comply with an administrative or court order of the state income tax.
License Limitation: License granted conditionally. 12 Months probation

Arthur Ruggero; E-Case #2728; Stipulation and Order effective November 30, 2010.
Violation: 31A-23a-105(2); Failure to disclose criminal charges on initial application.
Forfeiture: $500
License Limitation: 12 Months Probation

Entitle Insurance Company; E-Case #2691; Order effective September 27, 2010.
Violation: 31A-23a-106 - In conducting seven (7) escrow closings without having a title producer's license with the lines of title and escrow.
Forfeiture: $21,000
License Limitations: 3 months probation

American Family Mutual Insurance Company: E Case 2714; Order effective: September 27, 2010.
Violations: 31A-23a-115(1)(a); R590-244-9, Failure to appoint producer conducting business on its behalf.
Forfeiture: $3000

Hamza Osman Harun; E-Case #2722; Order effective October 12, 2010
Violations: 31A-23a-409; Respondent failed to establish a trust account and commingled insurer and insureds monies with his own monies; R590-170-4(3); Failed to maintain a trust account that was separate and distinct from his personal account.
License Limitation: 18 months probation
Forfeiture: $2000

David N. Johnson: E-Case #2574; Order effective April 27, 2010.
Violation 31A-23a-107(1)(2) & 31A-23a-107(1)(2)= Made call to competitor in order to obtain information to compete.
Forfeiture: $2,000
License Limitation: 12 months probation

BW Insurance Agency, Inc; E-Case #2707; Order effective September 14, 2010
Violation: UCA 31a-23A-409 & UCA R590-170-4, Respondent failed in its responsibility to establish and maintain a trust account.
Forfeiture: $40,000
Limitation: 12 months probation.

Todd Michael Smithson; E-Case #2575; Order effective April 26, 2010.
Violations: 31A-23a-119(1)(a) Respondent used the existence of the Guaranty Association as part of his sales presentation; 31A-23a-401-(1)(a) Respondent directed consumer to sign incomplete documents.
Forfeiture: $1000
Limitation: 12 months probation

Capitol Title Insurance E-Case #2651; Order effective July 12, 2010.
Violations: 31A-23a-302(1) Utilizing the services of an insurance producer and a consumer service representative that are not designated on its license; 31A-23a-402(1)(a)(i) Falsely answering the question regarding any criminal convictions.
Administrative Forfeiture: $2500
Limitations: 12 Months probation

Real Bail Bonds; E-Case #2472: Order effective July 15, 2010.
Violation: 31A-35-401 In continuing to act as a bail bond surety when its license had lapsed. 
Forfeiture: $3,500
License Limitations: 24 months probation

Pablo A. Alcalde E-Case #2471: Order effective July 15, 2010.
Violation(s): 31A-2-202(6) Falsely answering the question regarding any criminal convictions.
License Limitations: 24 months probation

Corey J. Morgan; E-Case #2673 Order effective May 20, 2010
Violations: 31A-2-202(6) Failed to report criminal prosecution take against him.
31A-23a-105(2)(b)(ii) Failure to disclose to the Commissioner within 30 days of administrative actions taken against him by other states.
Forfeiture: $500
License Limitations: 12 months probation

Bryan Kim Johnson E-Case #2644 Order effective June 23, 2010.
Violation: R590-154-11(A) marketing violation, advertised a $10 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $2,000
Limitations: Probation 12 months

Bryan Johnson Insurance Agency, Inc. E-Case #2644 Order effective June 23, 2010.
Violation: R590-154-11(A) marketing violation, advertised a $10 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $2,000
Limitations: Probation 12 months

Clyde L. Price E-Case #2569 Order effective July 13, 2010.
Violations: 31A-23a-402(1) & 31A-31-103 Respondents actions for which he entered guilty pleas constituted a violation; 31A-12a-107(2) Respondent's actions call into question whether he meets the character requirements of being competent and trustworthy.
Forfeiture: $2500
License Limitations: 24 months probation

One For the Money Financial, Inc.; E-Case #2647 Order effective June 22, 2010.
Violations: 31A-23a-202(2)(a)(i) Issued checks for payment or reimbursement of taxes to clients. 31A-23a-302(1) & (2)(a) Failing to designate two individuals who acted as producers or agents for respondent.
Forfeiture: $13,000
License Limitations: 24 months

Joseph Benjamin Ross; E-Case #2531; Order effective April 10, 2010.
Violation(s): 31A-23a-105(2)(b)(ii) Requires than an applicant for a pending individual producer license to report to the commissioner a criminal prosecution taken against the person in any jurisdiction;
31A-2-202(6) Mandates that all information submitted to the commissioner shall be accurate and complete.
Administrative forfeiture: $500
License Limitation: 12 months probation

Dragan Djordjevic; E-Case #2528; Order effective May 19, 2010.
Violation(s): 31A-23a-105-Failed to report an administrative action taken by another state.
Forfeiture: $ 1000
License Limitation: 24 months

White Insurance Agency; E-Case #2403; Order effective May 18, 2010.
Violations: R-590-5(5) Failing to disburse the commissions from the trust account quarterly. R-590-170-7(1) Failing to reconcile bank statements monthly. R590-170-7(6) Failing to maintain accounting records in a manner to facilitate an audit.
Forfeiture: $5,000
License Limitation: 24 months

Joseph D. White; E-Case #2403; Order effective May 18, 2010.
Violations: R-590-5(5) Failing to disburse the commissions from the trust account quarterly. R-590-170-7(1) Failing to reconcile bank statements monthly. R590-170-7(6) Failing to maintain accounting records in a manner to facilitate an audit.
Forfeiture: $2,500
License Limitation: 24 months

Andrew George Vidal IV; E-Case #2465; Order effective May 18, 2010.
Violation: 31A-23a-105-Failed to report an administrative action taken by another state.
Forfeiture: $750
License Limitation: 12 months

Stephen Lance Brough; E-Case #2611; Order effective March 29, 2010.
Violation: 31A-23a-105(2) Failing to disclose misdemeanor charge and conviction.
Forfeiture: $ 250
License Limitation: Probation for 12 Months

Stephen Kent Ashton; E-Case #2576; Order effective March 10, 2010.
Violations: 31A-23a-104, Failing to file for resident producer license within one year of legal residency in Utah. 31A-23a-301, Failed to obtain an agency license as required.
31A-23a-412, Failed to update address and telephone number with in 30 days.
R590-130-6, Advertisement to be sufficiently clear so as to not be deceptive or misleading. R590-130-10, Source of any statistics used in an advertisement must be identified.
Forfeiture: $3,500
License Limitations: Admin. Probation 12 months.

Nicholas Charles Lorence; E-Case #2583; Order effective April 13, 2010.
Violations: 31A-23a-412(1) (c) - Failing to notify the Department of his Utah residence and Utah office location.  31A-23a-105(4) (a) Failed to obtain a resident producers license within 90 days in July 2008 from Nevada to Utah.  31A-23a-110(2) Failed to notify the commissioner that he is doing business under an assumed name from July 2008 to November 2009.  41A-23a-301(a), 41A-23a-301(1), 31A-23a-302(1)(2) Failing to obtain an agency license, designating an individual to act on behalf of the agency.
31A-23a-412 Acting on behalf of American Home Life Insurance Company without an appointment from July 2008 to November 2009.
License Limitations: Probation 12 months
Forfeiture: $3,500

Kristopher Ryan Stewart; E-Case #2573; Order effective April 15, 2010.
Violation(s): 31A-23a-402(1)(a)(I) and 31A-23a-107(1) and (2) By being present and coaching David Johnson through the call to Federated Insurance, wherein David Johnson falsely represented himself as “Larry Labrum”.
Forfeiture: $1,000
License Limitation: Probation 12 months.

Heritage Title Insurance Agency; E-Case #2523; Order effective March 1, 2010.
Violation(s): R590-6-4-(24), Advertisement may not be placed in a publication, including an internet web page and links, that is hosted, published, produced for, and distributed by or on behalf of a client. In co-advertizing with title client.
Forfeiture: $1000
License Limitation: Probation 6 months

Matthew Steven Bowman, E-Case #2610; Order effective March 29, 2010.
Violation: 31A-23a-105(2)(b) Failing to disclose misdemeanor charge and conviction.
Forfeiture: $ 250
License Limitation: 12 Month Probation.

Reba N. Brooks, E-Case #2461; Order effective March 30, 2010.
Violation: 31A-23a-105(2) - Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $500
License Limitation: 12 months probation

Carrie Guymon, E-Case #2510; Order effective March 29, 2010.
Violation: 31A-23a-111(5) -Failure to pay a final judgment.
License Limitation: Probation 24 months

James W. Jensen: E-Case #2440; Order effective March 11, 2010.
Violation(s): 31A-23a-105 Failed to notify the department of other state actions.
31A-23a-202(4) Failure to submit a timely respond.
Forfeiture: $750.00
License Limitation: 12 months probation

Bradley Sunderland; E-Case #2500; Order effective March 11, 2010.
Violations: 31A-23a-105 Failed to notify the  department of other state actions. 
31A-23a-202(4) Failure to submit a timely respond.
Forfeiture: $750
License Limitation: 12 months probation

Christopher Thomas Fairclough; E-Case #2432 Order effective November 23, 2009.
Violations: 31A-23a-105(2) Character requirements not met; and 31A-23a-107(2) - In submitting false information
Forfeiture: $250
License Limitation: Probation 12 months

Elmer Jared Quiroz; E-Case #2410 Order effective November 23, 2009.
Violations: 31A-23a-105(2) Character requirements not met; and 31A-23a-107(2) - In submitting false information
Forfeiture: $250
License Limitation: Probation 12 months

Steven B. Heinz; E-Case #2414; Order effective November 3, 2009.
Violations: 31A-23a-103(2) In using a name that was not licensed in connection with marketing of Insurance. 31A-23a-302(7), Both the individual licensee and the agency are liable for acts of the agent in performance of his duties.  31A-23a-402(1)(a)(i) In making a communication that contains false or misleading information relating to an insurance product.
Forfeiture: $4,000.00.
License Limitation: Probation 24 months.

Chad Thomas Rumfelt; E-Case #2395; Order effective March 26, 2009.
Violation(s): 31A-23a-107(a), Failure to notify revocation of license by another state.
License Limitation(s): Probation 12 months.
Administrative forfeiture: $ 500

John Victor Wagner; E-Case #2219; Order effective May 20, 2009.
Violations: 31A-23a-105(2)-Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $500
License Limitation: 12 months probation

Dragan Djordjevic; E-Case #2377 Order effective May 4, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture: $500
License Limitation: 24 months probation

Chad Keith Butler; E-Case #2352; Order effective May 4, 2009.
Violations: 31A-23a-302(1), Respondent acted as a representative of Title One Title Agency without being designated on the Agency’s license. Rule 590-153-6.B, In co-advertising with title clients.
Forfeiture: $250
License Limitation: Probation 12 months.

Financial Harbor, LLC E-Case #2384 Order effective April 27, 2009.
Violation: 31A-2-202(6)-In providing information on a license application that was incorrect misleading or materially untrue.
Forfeiture: $ 250
License Limitation: 12 months probation

Matthew Tyson Englestead; E-Case #2364 Order effective April 22, 2009.
Violation(s): 31A-23a-105(2) and, 31A-23a-202(6) - In submitting false information on application by stating he had not been convicted of a crime.
Forfeiture: $250
License Limitation: Probation 12 months

Colin Thomas Lillie; E-Case #2348 Order effective April 22, 2009.
Violation: 31A-23a-105(2) and, 31A-23a-202(6) - In submitting false information on application by stating he had not been convicted of a crime.
Forfeiture: $500
License Limitation: Probation 12 months

Ross Erwin Goodman; E-Case #2339 Order effective March 23, 2008.
Violation(s): 31A-23A-402(1)(a)(i), R590-154-11(A) - Unfair inducement.
Forfeiture: $500
License Limitations: 12 months probation

Daniel A. Gomez; E-Case #2359; Order effective March 24, 2009.
Violation(s): 31A-23a-107, Respondent failed to meet the character requirements for licensing.
Forfeiture: $250
License Limitation: Probation 24 months

Karl Jessop; E-Case #2322; Order effective March 3, 2009.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application;
Forfeiture: $250
License Limitation: 12 months probation

Erik Jacobsen; E-Case #2244; Order effective October 07, 2008
Violation: 31A-23a-105(2) - Respondent failed to disclose criminal history on license application.
License Limitation:
2 year probation
Forfeiture:
$500 to be paid by October 17, 2008

John Yearsley; E-Case #2239; Order effective August 19, 2008.
Violation:
31A-23a-105(2)- The Respondent failed to disclose his criminal history at the time he filed his application.
License Limitation:
2 year probation
Forfeiture:
$500 to be paid within 15 days of the date of the Order.

William J. Moore; Ecase #2031; Order effective 05-13-2008.
Violation(s): 31A-23a-411.1 failed to forward to the insurer premium received from insured; 31A-23a-402(1)(a)(i) gave false and misleading information to the insured
Penalty(ies): Individual license placed on probation for 24 months (05-13-2008 to 05-13-2010).
Forfeitures: $5,000.

Freedom Insurance Agency; Ecase #2031 Order effective 05-13-2008
Violations: 31A-23a-411.1 failed to forward to the insurer premium received from insured;
Penalty: Agency license placed on probation for 24 months (5-13-2008 to 05-13-2010)
Forfeitures: $5,000

Joe Edward Arregui; E-Case #2240; Order effective September 5, 2008.
Violation: 31A-23a-105(2) - Respondent failed to disclose criminal history and administrative action taken against him on his application.
License Limitation: 12 month probation
Forfeiture:
$500 to be paid by September 15, 2008.

Patrick Richards Malin; E-Case #2216; Order effective Aug. 29, 2008.
Violation: U.C.A. 31A-23a-105(2)(b)(ii) - Respondent failed to report criminal prosecution to the Department; U.C.A. 31A-2-202 - Respondent did not provide accurate and complete information on licensing application.
License Limitation: Probation
Forfeiture: $250

Chad Huntsman; E-Case #2220; Order effective August 25, 2008.
Violation(s): 31A-23a-105(2) - Respondent failed to disclose criminal history on producer application..
License Limitation(s):
One year probation.
Forfeiture(s):
$250 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Kimberly Sanborn; E-Case #2145; Order effective July 16, 2008.
Violation(s):
31A-23a-105(2) - Respondent failed to disclose criminal history on license application and failed to disclose an administrative action from another state.
License Limitation(s):
Probation 1 year
Forfeiture(s):
$500 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Linda Dian Nielson; E-Case #2304 Order effective January 12, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
License Limitation: 12 months probation
Forfeiture: $500

Maynard G. Steffens; E-Case #2287 Order effective January 12, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
License Limitation: 12 months probation
Forfeiture: $500

Sheila Lynn Holmes; E-Case #2280; Order effective January 27, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
License Limitation: 12 months probation
Forfeiture: $500

Steven C. Leisher; E-Case #2269; Effective January 13, 2009.
Violations:
31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him in another jurisdiction.
License Limitation:
12 months probation.
Forfeitures:
$250

Maynard G. Steffens; E-Case #2287; Effective December 30, 2008.
Violation
: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him in another jurisdiction.
License Limitation: 12 months probation
Forfeitures:$500

Linda Dian Nielson; E-Case #2304; Effective December 30, 2008.
Violations: 31A-2-202(6) and 31A-23a-105(2) -The Respondent failed to disclose her criminal history at the time she filed her application for a license.
License Limitation: 24 months probation
Forfeiture: $500.

Nancy Marie Acevedo; E-Case #2279; Effective December 16, 2008.
Violations
: 31A-23a-105(2) - Respondent failed to disclose criminal prosecution taken against her in another jurisdiction. 31A-2-202(6) - Respondent failed to provide accurate and complete information to the office of the Commissioner
License Limitation
: 12 months probation
Forfeiture
: $250

Atlas Title Insurance Agency Inc; E-Case #2155; Order effective 11-12-2008.
Violations:
31A-23a-406(1)(c) – Respondent entered into escrow agreements where no real estate transaction was in process and title insurance was to be issued.
31A-19a-209(3) & R590-153-5(c) – Respondent failed to charge filed escrow rates in connection with escrow agreements.
License Limitation:
Probation
Forfeiture:
$2500

Michelle McGuire Jensen; E-Case #2250; Order effective December 15, 2008.
Violation:
31A-23a-406; 31A-23a-103(1)(a) – Respondent acted as a title escrow producer without being licensed.
License Limitation:
Probation
Forfeiture:
$5000.

Brandon James Nelson; E-Case #2222; Order effective August 21, 2008.
Violation:
31A-23a-105(2) - Respondent provided false information in his application for license.
License Limitation:
Probation
Forfeiture:
$500.

McKay Lee Vercimak; E-Case #2223; Order effective September 10, 2008.
Violation:
31A-23a-105(2) - Respondent provided false information in his application for a license.
License Limitation:
Probation; One year
Forfeiture: $500 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Ronald Fuller; E-Case #2120; Order effective 03-13-08.
Violation: R590-23a-105(2)(b)(ii) - Respondent failed to report to the commissioner any criminal prosecution taken against him.
License Limitation: Probation – One year
Forfeiture: $250 payable within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Crossland Title; E-Case #2107. Order effective: 4-8-08
Violation: 31A-19a-209(6) Conducted closings prior to filing its rates with the department.
License Limitation(s): Probation of License for 12 months.
Forfeiture:$8,000

Arthur Raymond Enos; E-Case #2133; Order effective April 3, 2008.
Violation(s): 31A-23a-105(2)(b)(i)(A) – Respondent failed to disclose an administrative action taken against him in another jurisdiction at the time he filed his application.
License Limitation(s):
Probation; One year
Forfeiture(s): $250 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Lyla J. Larson; E-Case #2036;
Order effective 11-13-07.
Violation(s): 31A-23a-105(2)(b)(i)(A) - Respondent failed to report to the commissioner any administrative action taken against her in another jurisdiction.
License Limitation(s): 12 month probation
Forfeiture(s): $250.00, is due within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

Millcreek Land Title: Ecase #1722:
Order effective 2-21-06.
Violation: Conducted closings prior to filing escrow rates.
Penalty: Probation ends 2-21-2008.
Forfeiture: $5,000.

Val T. Stratford: Ecase #1336;
Order effective 11-01-2004.
Violations: Communicating false or misleading information relating to insurance policies; 31A-2-202(6) - Providing inaccurate information to department employees; 31A-23a-107(2) - Does not meet character requirement to be licensed as an insurance producer.
Penalties: Individual license suspended for 12 months
(11-01-2004 to 11-01-2005); Probation for 24 months
(11-01-2005 go 11-01-2007).
Forfeiture: $5,000. $2,500 is suspended pending the successful completion of the probation.

The Talon Group, a Division of First American Title Insurance Company; E-Case #1641:
Order effective 10-19-05.
Violations: Discounting title insurance premium filed rates; Conducted closings prior to filing escrow rates; Employed title and escrow agents prior to designating them.
Penalty: Probation ends 10-18-2007.
Forfeiture: $75,000.

Jeffrey C. Campbell: Ecase #1637.
Order effective 10-10-05
Violation: Marketing investment program designed to pay all or part of cost of insurance.
Penalty: Probation until 10-10-07.
Forfeiture: $2,500.

Dee R Smith: Ecase #1679.
Order effective 10-04-05
Violation: C.E. violation.
Penalty: Probation until 10-04-07.
Forfeiture: $750.

Betty J Hunt: Ecase #1701.
Order effective 09-26-2005
Violation: C.E. violation.
Penalty: Probation until 09-26-07.
Forfeiture: $750.

Absolute Title Insurance Agency: E-Case #1790;
Order effective 9-15-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (9-15-06 to 9-15-07).
Forfeiture: $1,000.

Kurtiss Robinson: Ecase #1632.
Violation: C.E. violation.
Penalty: Probation until 09-09-07.
Forfeiture: $750.

Robert Johnson: Ecase #1674.
Violation: C.E. violation.
Penalty: Probation until 09-06-07.
Forfeiture: $750.

Kenneth Donald Coon: Ecase #1655.
Violation: C.E. violation.
Penalty: Probation until 08-25-07.
Forfeiture: $750.

Thor B Roundy: Ecase #1697.
Violation: C.E. violation.
Penalty: Probation until 08-25-07.
Forfeiture: $750.

Lender Services Direct Title Insurance Agency, LLC: E-Case #1795;
Order effective 8-17-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (8-17-06 to 8-17-07).
Forfeiture: $1,000.

Mercury Transaction Services of Utah, Inc.: E-Case #1797;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (8-11-06 to 8-11-07).
Forfeiture: $1,000.

Todd E Seeholzer: Ecase #1652.
Violation: C.E. violation.
Penalty: Probation until 08-08-07.
Forfeiture: $750.

Rocky P Davie: Ecase #1653.
Violation: C.E. violation.
Penalty: Probation until 7-14-07.
Forfeiture: $750.

Kim Ryan Jensen: Ecase #1647.
Violation: C.E. violation.
Penalty: Probation until 7-14-07.
Forfeiture: $750.

Aspen Title Insurance Agency, LLC: E-Case #1791;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $4,000.

Basin Land Title & Abstract, Inc.: E-Case #1792;
Order effective 7-11-06
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $2,000.

LSI Title Insurance Agency of Utah, Inc.: E-Case #1796;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $1,000.

Nations Title Insurance Agency of Utah, Inc.: E-Case #1799;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $2,000.

Security Title Insurance Company of Beaver County: E-Case #1800;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $2,000.

Simple Title and Escrow, LLC: E-Case #1801;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $1,000.

Summit Title and Escrow Insurance Agency, Inc.: E-Case #1802;
Order effective 7-11-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture: $1,000.

First Southwestern Title Agency of Utah, Inc.: Ecase #1658:
Order effective 06-13-2006.
Violation: 31A-23a-111(5)(b)(xxiii) and (xxiv) - two persons subject to 18 U.S.C. Secs. 1033 and 1034 had not been authorized to work in the insurance business and were employed by First Southwestern.
Penalties: Probation for 12 months (06-13-2006 to 06-13-2007)
Forfeiture: $110,600. $82,950 of forfeiture is stayed if: $27,560 is paid by certified check within 15 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.
Additional Activity: 07-13-2006, Respondent filed a Petition for Agency Review. 08-03-2006, Department granted Request for Stay of Order.

Thomas Barkume: Ecase #1645.
Violation: C.E. violation.
Penalty: Probation until 7-6-07.
Forfeiture: $750.

Melinda K. Goodman, fka Austin, Melinda K: Ecase #1557.
Violations: Failed to disburse funds timely and/or in agreement with HUD-1s; Failed to timely record legal documents; Pay property taxes; Good funds violations.
Penalty: Suspension until 6/22/05; Probation until 6/24/07; Completion of a pre-licensing education course by 12 /14/05.
Forfeiture: $2,000.

Chad Butler: Ecase #1785.
Order effective 6-19-2006
Violations: Used the name of another agent and misrepresented his occupation in an attempt gain information from a competitor.
Penalty: Probation until 6-26-2007.
Forfeiture: $500.00

Charity Title Insurance: E-Case # 1835;
Order effective 11-8-06.
Violations(s): 31A-19a-209(2)(a)(i)
Penalty: Probation for 6 months (11-8-06 to 5-8-07).
Forfeiture: $7,500.

Principal Title Insurance Agency LC: E-Case # 1822;
Order effective 10-24-06
Violation(s): 31A-19a-209 – Conduction closings without first filing escrow rates with the Insurance department.
Penalty: Probation for 4 months (10-24-06 to 2-24-07)
Forfeiture: $500

Minuteman Title Insurance Agency, Inc.: E-Case #1798;
Order effective 8-15-06.
Violation(s): 31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty: Probation for 12 months (8-15-06 to 8-15-07).
Forfeiture: $900.

License Surrendered

Ashley N. Pedersen; E-Case #2041, Order effective: 1-30-08.
Violation: R590-102-15(7) - Respondent failed to pay address correction fee which was due on November 29, 2006.
License Limitation: Surrender in Lieu of Administrative Action.

Aaron C. Crandall; E-Case #2051: Order effective: 4-10-08.
Violation: R590-102-15(7) - Respondent failed to pay address correction fee which was due on October 6, 2006.
License Limitation: Surrender in Lieu of Administrative Action.

Gladys Mary Brecht; E-Case #2139;
Order effective 03-31-08.
Violation(s): R590-102-12(2) - Respondent failed to pay the paper application processing fee which was due by August 10, 2007.
License Limitation(s): Surrender in Lieu of Administrative Action.

Francis Wrage; E-Case #2074;
Order effective 11-08-07.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Failed to obey an order of the commissioner.
License Limitation(s): Surrender in Lieu of Administrative Action. Cannot reapply for 5 years.

Danielle Tamarra Johnson; E-Case #2089;
Order effective 11-10-07.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Failed to obey an order of the commissioner.
License Limitation(s): Surrender in Lieu of Administrative Action. Cannot reapply for 5 years

Andrew A Dissel; E-Case #1917;
Order effective 01/03/2007.
Violation(s): R590-102-15(7) Address correction fee – assessed when department has to research and enter new address for a licensee- due by the due date on the invoice; 31A-2-308(1)(b)(i), A person who violates any insurance statute or rule or any order issued shall forfeit to the state twice the amount of any profit gained from the violation, in addition to any other forfeiture or penalty imposed. The commissioner may order an individual producer who violates an insurance statute or rule to forfeit to the state not more than $2,500 for each violation.
License Limitation: Surrender In Lieu of Administrative Action.

Forfeitures

Guardian Title Insurance Agency of Southern Utah; E-Case #2405
Order effective January 10, 2011.
Violation: 31A-23-406(1)(c): Preformed a cash split closing without issuing a title insurance policy.
Limitation: Probation 60 Days

Administrative Forfeiture: $1,000

Khory V. Chrockett; E-Case #2748; Dated February 10, 2011
Violation: UAC R590-170-7(1) -(6): Respondent failed to maintain a proper trust account by not reconciling trust bank statements monthly; failed to maintain adequate records to establish ownership of all trust funds; and failed to maintain accounting records relating to the business of insurance in a manner that facilitates an audit.
License Limitation: 12 months probation
Forfeiture: $2000

Khory Vlendi Chrockett Insurance Agency; E-Case #2748; Dated February 10, 2011
Violation: UAC R590-170-7(1) -(6): Respondent failed to maintain a proper trust account by not reconciling trust bank statements monthly; failed to maintain adequate records to establish ownership of all trust funds; and failed to maintain accounting records relating to the business of insurance in a manner that facilitates an audit.
License Limitation: 12 months probation
Forfeiture: $2000

Surety Title Company; E-Case 2638; Order effective October 21, 2010.
Violations: 31A-23a-302 Agency Designations: A title agency is held responsible for the actions of its title producer. 31A-23a-402 and R592-6 Unfair marketing practices: Respondent waived all or part of an established fee for escrow services which is subject to escrow charges filed with the commissioner.
Forfeiture: $500

Utah Standard Title Insurance Agency: E-Case #2564; Order effective November 23, 2010.
Violations: 31A-23a-201, 31A-23a-207 Respondent was in violation when it conducted 43 closings without a valid license.
License Limitation: Probation 24 months
Forfeiture: $5,000

Kenneth Owen Monson; E-Case #2713; Order effective: September 28, 2010.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: 24 months Probation
Forfeiture: $250

Donald E. Bennett: E-Case #2738; Dated December 14, 2010.
Violation: 31A-23a-409(2)(a)(i) - Respondent failed to establish a proper trust account at a financial institution in this state.
Forfeiture: $250

Michael R. Anderson: E-Case #2737; Dated December 14, 2010
Violation:31A-23a-408 - Respondent conducted insurance business on behalf of Farmers Insurancewithoutan appointment.
Forfeiture:
$500

Kristin E. Anderson: E-Case #2736; Dated December 14, 2010.
Violation: 31A-23a-409(2)(a)(i) - Respondent failed to establish a proper trust account at a financial institution in this state.
Forfeiture: $250

Jon D. Christopher: E-Case #2735; Dated December 14, 2010.
Violation: 31A-23a-110(2) & R590-154-7(A)- Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
31A-23a-402(1)(a)(I) & R590-154-5(A) - Respondent used misleading information in mailed advertisements.
Forfeiture:
$2000

Intermountain Insurance Advisory Group, Inc: E-Case #2735; Dated December 14, 2010.
Violation: 31A-23a-110(2) & R590-154-7(A)- Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
31A-23a-402(1)(a)(I) & R590-154-5(A) - Respondent used misleading information in mailed advertisements.
Forfeiture:
$2000

Matthew A Newman: E-Case #2727; Dated December 14, 2010.
Violation: 31A-23a-301(1) - Respondent failed to license his agency.
31A-23a-408 - Respondent acted on behalf of an insurer without an appointment.
31A-23a-409 - Respondent failed to establish a proper trust account,commingling personal and business monies with trust monies.
31A-23a-412(1) - Respondent failed to update his business address within 30 days of change.
R590-154-7(3) - Respondent used variations of his recorded name on advertising, email and American Family website.
Forfeiture: $6500
License Limitation: 18 months probation

AA Insurance LLC; E-Case #2668: Dated November 17, 2010.
Violation: Rule R590-154-7(A) Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
License Limitation: $650 forfeiture

Trent D Ferguson; E-Case #2668: Dated November 17, 2010.
Violation: Rule R590-154-7(A); Respondent used a name other than its legal name, and failed to notify the commission before using the assumed name.
License Limitation: $650 forfeiture

Mays Financial Services LLC dba Van Mays Allstate: E-Case #2739; Dated December 16, 2010.
Violation: UCA 31A-23a-110(2), UAC R590-154-5(1), R590-154-7(A)(3) Respondent used a name other than its legal name, and failed to notify the commission before using the assumed names, "The Shonie Insurance Group" and "Extra Mile Insurance;" UCA 31A-23a-301(1) Operated "The Shonie Insurance Group" and "Extra Mile Insurance", without a valid agency license; UCA 31A-23a-302(1)(2)&(5) Failed to license "The Shonie Insurance Group," and "Extra Mile Insurance" as agencies and to designate Shonie Christensen and Ryan Bishop to the agencies.
License Limitation: $6000 forfeiture

Van A. Mays: E-Case #2739: Dated December 16, 2010.
Violation: UCA 31A-23a-110(2), UAC R590-154-5(1), R590-154-7(A)(3) Respondent used a name other than its legal name, and failed to notify the commission before using the assumed names, "The Shonie Insurance Group," and "Extra Mile Insurance". UCA 31A-23a-301(1) Operated "The Shonie Insurance Group" and "Extra Mile Insurance" without a valid agency license. UCA 31A-23a-302(1)(2)&(5) Failed to license "The Shonie Insurance Group" & "Extra Mile Insurance" as agencies and to designate Shonie Christensen and Ryan Bishop to the agencies.
License Limitation: $6000 forfeiture

Rodney Tiet Jen; E-Case #2721; Order effective Nov. 17, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) - Respondent failed to report criminal charges and prosecution within 30 days.
Forfeiture: $2,000
License Limitation: 24 months Probation

Casandra A. Sazama; E-Case #2732; Order effective December 16, 2010.
Violation: 31A-23a-105 - Respondent failed to disclose criminal history when
applying for a resident producer license.
License Limitation: None
Forfeiture: $500

Richard P. Atkin; E-Case #2556; Order effective November 29, 2010.
Violation: 31A-23a-105(2) and 31A-2-202(6) - Respondent failed to disclose pending
criminal proceedings on his resident application for a producer license.
License Limitation: 12 Months Probation served
Forfeiture: $750

Arthur Ruggero; E-Case #2728; Stipulation and Order effective November 30, 2010.
Violation: 31A-23a-105(2); Failure to disclose criminal charges on initial application.
Forfeiture: $500
License Limitation: 12 Months Probation

Entitle Insurance Company; E-Case #2691; Order effective September 27, 2010.
Violation: 31A-23a-106 - In conducting seven (7) escrow closings without having a title producer's license with the lines of title and escrow.
Forfeiture: $21,000
License Limitations: 3 months probation

Jodie Green; E-Case #2720; Order effective November 17, 2010.
Violation: 31A-23a-105 - Respondent failed to disclose criminal history when applying for a resident producer license.
Forfeiture: $500

Hamza Osman Harun; E-Case #2722; Order effective October 12, 2010
Violations: 31A-23a-409; Respondent failed to establish a trust account and commingled insurer and insureds monies with his own monies; R590-170-4(3); Failed to maintain a trust account that was separate and distinct from his personal account.
License Limitation: 18 months probation
Forfeiture: $2000

Intermountain Claims Inc: E-Case 2536; Order effective September 22, 2010.
Violation: 31A-26-213(6) Conducting insurance business without a valid license.
Forfeiture: $3000

David N. Johnson: E-Case #2574; Order effective April 27, 2010.
Violation 31A-23a-107(1)(2) & 31A-23a-107(1)(2) In making a call to competitor in order to obtain information to compete.
Forfeiture: $2,000
License Limitation: 12 months probation

Teresa Ann Cordell; E-Case #2597; Order effective July 27, 2010.
Violation(s): 31A-23a-105 - Respondent failed to disclose to the Commissioner administrative actions taken against her by other states.
Forfeiture(s): $250.00

Richmond Title Insurance Agency: E-Case #2718. Order effective August 31, 2010.
Violation: 31A-23a-413, Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Violation: 31A-2-202(4), Respondent failed to submit a timely response to an inquiry of the commissioner.
Forfeiture: $1,750
License Limitation:  None

Phillips-Hansen Land Title Company: E-Case #2702; Order effective July 6, 2010.
Violation: 31A-23a-413, Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.
Forfeiture: $2,000
License Limitations: None

Morgan Title and Escrow Inc.: E-Case 2704; Order effective September 14, 2010.
Violation: 31A-23a-402 and Administrative Rule R592-6-5 - Respondent distributed poinsettia plants with an attached greeting card to a client which meets the criteria of "self-promotional" as contemplated by the Rule.
License Limitation: None
Forfeiture: $2,500

BW Insurance Agency, Inc; E-Case #2707; Order effective September 14, 2010
Violation: 31a-23A-409 & R590-170-4, Respondent failed in its responsibility to establish and maintain a trust account.
Forfeiture: $40,000
License Limitation: 12 months probation.

Livingston Wealth Strategies; E-Case #2604 Order effective July 27, 2010.
Violations: 31A-23a-301, Respondent marketed insurance using an unlicensed agencyR590-154-7, Used name other than the one on the license for business cards, letterhead, signage, written communications and other forms of advertising.
Forfeiture: $1500

Rodney G. Livingston; E-Case #2603 Order effective July 27, 2010.
Violations: 31A-23a-301, Respondent marketed insurance using an unlicensed agency. R590-154-7, In using name other than the one licensed under on business cards, letterhead, signage, written communications and other forms of advertising.
Forfeiture: $1500

Ryan Hoskins; E-Case #2637; Order effective August 9, 2010.
Violations: 31A-23a-406 Furnishing escrow services pursuant to section.
31A-19a-209(5) Charging less than the charges filed with the state.
Forfeiture: $500

Todd Michael Smithson; E-Case #2575 Order effective April 26, 2010.
Violations: 31A-23a-119(1)(a) Respondent used  the existence of the Guaranty Association as part of his sales presentation; 31A-23a-401-(1)(a) Respondent directed consumer to sign incomplete documents.
Forfeiture: $1000
License Limitation:
12 months probation

Beneficial Life Insurance E-Case #2371 & 2657:  Order effective July 13, 2010.
Violations: 31A-23a-402(1)(a)(i) & R590-79-6(F) Providing a narrative summary that was inconsistent with policy value pages; 31A-23a-115 (1) Failing to appoint agents with the department; 590-191-4(5) Failing to provide a written claim settlement and to pay claims due within 15 days of proof of loss.
Administrative Forfeiture: $47,000

Capitol Title Insurance E-Case #2651: Order effective July 12, 2010.
Violations: 31A-23a-302(1) Utilizing the services of an insurance producer and a consumer service representative that are not designated on its license; 31A-23a-402(1)(a)(i) Falsely answering the question regarding any criminal convictions.
Administrative Forfeiture: $2500
Limitations: 12 Months probation

Corey J. Morgan; E-Case #2673: Order effective May 20, 2010
Violations: 31A-2-202(6) Failed to report criminal prosecution take against him.
31A-23a-105(2)(b)(ii) Failure to disclose to the Commissioner within 30 days of administrative actions taken against him by other states.
Forfeiture: $500
License Limitations: 12 months probation

Dixie Title Company; E-Case 2701: Order effective July 6, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual Report and Controlled Business Reports due annually by April 30.
Forfeiture: $2,000

Trinity Group Resources, Inc: E-Case #2690: Order effective July 13, 2010.
Violations: 36A-23a-110 Requires a licensee doing business under a name other than the licensee's legal name to notify the Commissioner before using the assumed name of the State; 31A-23a-401-(1)(a) Respondent directed consumer to sign documents, which were incomplete and had blank spaces; R590-154-5 Prohibits a licensee from using a name that is deceptive; R590-154-7 Prohibits a licensee from using a name other than the exact name appearing on the agency's in any promotional materials; R590-244-10 Failing to designate Melissa Moss to the commissioner in a timely manner.
Forfeiture: $2000

Bryan Kim Johnson E-Case #2644: Order effective June 23, 2010.
Violations: R590-154-11(A) marketing violation, advertised a $10.00 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Forfeiture: $2,000
Limitations: Probation 12 months

Bryan Johnson Insurance Agency, Inc. E-Case #2644: Order effective June 23, 2010.
Violation(s) R590-154-11(A) marketing violation, advertised a $10.00 gas coupon to public in exchange for calling or visiting the agency for an insurance quote.
Administrative Forfeiture: $ 2,000
Limitations: Probation 12 months

Clyde L. Price E-Case #2569: Order effective July 13, 2010.
Violations: 31A-23a-402(1) & 31A-31-103 Respondents actions for which he entered guilty pleas constituted a violation; 31A-12a-107(2) Respondent's actions call into question whether he meets the character requirements of being competent and trustworthy.
Forfeiture: $2500
License Limitations: 24 months probation

Michael Bruce Beckman: E-Case #2497; Order effective June 21,2010.
Violations: 31A-23a-105(2) Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $250

David N. Johnson: E-Case #2574; Order effective April 27, 2010.
Violations: 31A-23a-107(1)(2) & 31A-23a-107(1)(2), In making a call to competitor in order to obtain information to compete.
Forfeiture: $2,000

Utah Commercial Title Ins Agency; E-Case #2538; Order effective March 25, 2010.
Violation(s): 31A-19a-209 Charging rates for an Owner’s Policy and closing fees below the rates filed with the department.
Forfeiture(s): $2,500.00

Teryl S. Hammer; E-Case #2540; Order effective March 25, 2010.
Violation(s): 31A-19a-209 Charging rates for an Owner’s Policy and closing fees below the rates filed with the department.
Forfeiture(s): $1,000.00

Stephen Kent Ashton; E-Case #2576; Order effective March 10, 2010.
Violations: 31A-23a-104, Failing to file for resident producer license within one year of legal residency in Utah. 31A-23a-301, Failed to obtain an agency license as required.
31A-23a-412, Failed to update address and telephone number with in 30 days.
R590-130-6, Advertisement to be sufficiently clear so as to not be deceptive or misleading. R590-130-10, Source of any statistics used in an advertisement must be identified.
License Limitations: Admin. Probation 12 months.
Forfeiture: $3,500

Nicholas Charles Lorence; E-Case #2583; Order effective April 13, 2010.
Violations: 31A-23a-412(1) (c) - Failing to notify the Department of his Utah residence and Utah office location.  31A-23a-105(4) (a) Failed to obtain a resident producers license within 90 days in July 2008 from Nevada to Utah.  31A-23a-110(2) Failed to notify the commissioner that he is doing business under an assumed name from July 2008 to November 2009.  41A-23a-301(a), 41A-23a-301(1), 31A-23a-302(1)(2) Failing to obtain an agency license, designating an individual to act on behalf of the agency.
31A-23a-412 Acting on behalf of American Home Life Insurance Company without an appointment from July 2008 to November 2009.
Forfeiture: $3,500
License Limitations: Probation 12 months

Michael Leonard Nelson; E-Case #2518 Order effective March 02, 2010.
Violation: 31A-23a-105(2) Failed to report criminal history.
Forfeiture: $500

Netco Title Insurance Agency: E-Case #2521; Order effective March 01, 2010.
Violations: 31A-23a-413 Failure a timely respond. R-590-2 Failure to pay assessment when due.
Forfeiture:
$2,000

Lloyd Gale Fairbourn; E-Case #2458; Order effective February 17, 2008.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against him by another state on her license application;
License Limitation: None
Forfeitures: $250

US Title Insurance Agency, LLC; E-Case #2328; Order effective March 3, 2010.
Violation: 31A-23a-406 In acting as escrow agent in a transaction, which did not issue a title policy.
Forfeiture: $2,500

Manuel Rene Negron; E-Case #2482; Order effective February 23, 2010.
Violations: 31A-23a-301 operating an insurance organization without an agency license.  R590-154-5 By not identifying GenWealth Financial as an insurance agency on advertisements or its website.  R590-154-11 By giving gift certificates as an inducement to seminar attendees.
Forfeiture: $1,500

GenWealth Advisory Group; E-Case #2483; Order effective February 23, 2010.
Violations: 31A-23a-301 operating an insurance organization without an agency license.  R590-154-5 By not identifying GenWealth Financial as an insurance agency on advertisements or its website.  R590-154-11 By giving gift certificates as an inducement to seminar attendees.
Forfeiture: $1,500 for both E-Case #2482 & 2483.

Dave C. Clark; E-Case #2463; Order effective February 22, 2010
Violation: 31A-23a-105(2 ) In submitting false information on his license application by stating he had not been convicted of a crime when he had been convicted of a misdemeanor charge of criminal mischief.
Forfeiture: $250

Mede American Corporation: E-Case #2595; Order effective December 29, 2009.
Violations: 31A-23a-202(4) Failure a timely respond.
Forfeiture: $750

Athalon Group, LC  E-Case #2594: Order effective December 29, 2009.
Violation: 31A-23a-202(4) Failure a timely respond.
Forfeiture: $750

Molina Healthcare of Utah Inc. dba American Family Care of Utah Inc. E-Case #2587:
Order effective December 14, 2009.
Violation: 31A-2-202(4) Failure a timely respond to an inquiry from the Commissioner.
Forfeiture:
$750

Christopher Thomas Fairclough; E-Case #2432 Order effective November 23, 2009.
Violations: 31A-23a-105(2) Character requirements not met; and 31A-23a-107(2) - In submitting false information
Forfeiture: $250
License Limitation: Probation 12 months

Elmer Jared Quiroz; E-Case #2410 Order effective November 23, 2009.
Violations: 31A-23a-105(2) Character requirements not met; and 31A-23a-107(2) - In submitting false information
Forfeiture: $250
License Limitation: Probation 12 months

Kevin Michael Michaud: E-Case #2565 Order effective November 18, 2009.
Violation: 31A-2-202(4) Failure to respond to an inquiry from the commissioner
Forfeitures: $250

Clearwater Settlements.LLC: E-Case #2579 Order effective November 18, 2009.
Violation: 31A-2-202(4) Failure to respond to an inquiry of the commissioner
Forfeitures: $250

Deborah Williams; E-Case #2567 Order effective November 18, 2009.
Violation: R-590-102-12(2) Failure to pay fees to the commissioner
Forfeiture: $125

Steven B. Heinz; E-Case #2414; Order effective November 3, 2009.
Violations: 31A-23a-103(2) In using a name that was not licensed in connection with marketing of Insurance. 31A-23a-302(7), Both the individual licensee and the agency are liable for acts of the agent in performance of his duties.  31A-23a-402(1)(a)(i) In making a communication that contains false or misleading information relating to an insurance product.
Forfeiture: $4,000.00.
License Limitation: Probation 24 months.

William Shaw Frye; E-Case #2367; Order effective November 09, 2009.
Violations: R592-6-5-(5), In providing gift baskets to clients at a cost of over $5.00. 31A-23a-302(6), A person designated on an agency license is presumed to be acting on behalf of the agency.  His acts are considered to be the acts of the agency.
Forfeiture: $500

Griffiths Turner/ GT Turner Title Services Inc.; E-Case #2366; Order effective November 9, 2009.
Violations: R592-6-5-(5), In providing gift baskets to clients at a cost of over $5.00. 31A-23a-302(6), A person designated on an agency license is presumed to be acting on behalf of the agency. His acts are considered the acts of the agency.
Forfeiture: $1, 250.00

Utah Title and Abstract Co. of Central Utah.. E-Case #2550 Order effective November 18, 2008.
Violation: R590-11-4, R590-11-5 and 31A-23A-413.  Failure to timely file an Annual Report
Forfeiture: $2,000

Southern Utah Title Company of Cedar City; E-Case #2313; Order effective October 29, 2009.
Violation: 31A-23a-506(1)(c), Respondent did not issue a title policy as part of a split settlement transaction.
Forfeiture: $5000

Eastwood Title Insurance Agency, Inc. E-Case #2516; Order effective September 30, 2009.
Violations: 31A-23a-202(4), Failure to respond in a timely manner; Rules R590-102 and R592-11, Failure to pay assessment when due.
Forfeiture:
$1,500

Beehive Title Insurance Agency, LC. E-Case #2514; Order effective October 20, 2009.
Violations: 31A-23a-202(4), Failure to respond in a timely manner; Rules R590-102 and R592-11 Failure to pay assessment when due.
Forfeiture:
$1,500

Cascade Title Insurance Agency, Inc. E-Case #2502; Order effective September 2, 2009.
Violations:
31A-23a-202(4), Failure to respond in a timely manner; Rules R590-102 and R592-11 Failure to pay assessment when due.
Forfeiture:
$1,000

Staffing America Inc. E-Case #2341; Order effective June 6, 2009.
Violation: 31A-2-202(4), Failed to submit a timely response to the Commissioner.
Forfeiture: $500

United Agencies of California, Inc., E-Case #2397; Order effective June 25, 2009.
Violation: 31A-23a-105(2) - Failed to report an administrative action taken by another state.
Forfeiture: $500

Hertz Claim Management Corporation; E-Case #2373; Order effective May 19, 2009.
Violation: 31A-2-201(1) - in acting as an independent adjuster without a license. As per 31A-2-308, respondent is subject to forfeitures of twice the amount of profits gained from violations.
Forfeiture: $59,500

Quality Payroll and Benefits; E-Case #2402; Order effective April 07, 2009.
Violations: 31A-23a-105(6), Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $750
License Limitation: None

John Victor Wagner; E-Case #2219; Order effective April 22, 2009.
Violations: 31A-23a-105(2)-Failed to report an administrative action taken by another state.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $500
License Limitation: 12 months probation

United Healthcare Services, Inc. E-Case #2314 Order effective May 19, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture: $750

Stephen Pickman; E-Case #2391 Order effective May 19, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture: $500

Judy Needham Prager; E-Case #2306 Order effective January 12, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture: $500

Mt. Olympus Title Agency; E-Case #2385 Order effective May 12, 2009.
Violation: 31A-23a-406(1) - In acting as an escrow agent in closing a real estate transaction when no policy was issued.
Forfeiture: $500

Mt. Olympus Title Agency; E-Case #2354 Order effective April 13, 2009.
Violation: R590-153-5-5.C - In charging lower fees for certain escrow services than those filed with the department.
Forfeiture: $1000

Dragan Djordjevic; E-Case #2377 Order effective May 4, 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
Forfeiture: $500
License Limitation: 24 months probation

Benedict Canyon Productions; E-Case #2398; Order effective May 4, 2009.
Violation: UCA 31A-2-202(6) - Failure to submit timely response to an inquiry from the Commissioner.
Forfeiture: $750.

Financial Harbor, LLC; E-Case #2384 Order effective April 27, 2009.
Violation: 31A-2-202(6) - In providing information on a license application that was incorrect misleading or materially untrue.
Forfeiture: $250
License Limitation: 12 months probation

Matthew Tyson Englestead; E-Case #2364 Order effective April 22, 2009.
Violation(s): 31A-23a-105(2) and, 31A-23a-202(6) - In submitting false information on application by stating he had not been convicted of a crime.
Forfeiture: $250
License Limitation: Probation 12 months

Colin Thomas Lillie; E-Case #2348 Order effective April 22, 2009.
Violation: 31A-23a-105(2) and, 31A-23a-202(6) - In submitting false information on application by stating he had not been convicted of a crime.
License Limitation: Probation 12 months
Forfeiture: $500.00

Title One a Utah Corporation: E-Case #2351 Order effective April 03, 2009.
Violation: 31A-23a-302(1), In allowing Mr. Chad Butler to act as a title marketing representative without being designated on its license.
Forfeiture: $1,500

A-Affordable Bail Bonds: E-Case #2292 Order effective February 07, 2009.
Violation: 31A-35-607-In using forms that had not been filed with the department.
Forfeiture: $1,000

Charlotte Coles Goldston: E-Case #2387 Order effective March 26, 2009.
Violation(s): 31A-2-1-failed to comply with previous order.
Forfeiture: $100

Essex National Securities, Inc; E-Case #2273 Order effective March 26, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture: $750

Daniel A. Gomez; E-Case #2359; Order effective March 24, 2009.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for licensing.
Forfeiture: $250
License Limitation: Probation 24 months

Healthwise; E-Case #2375; Order effective March 5, 2009.
Violation: 31A-2-202(4) - Respondent failed to timely respond to an inquiry from the Commissioner.
License Limitation: None
Forfeiture:
$750.
Additional Activity: Provide requested information.

Regence BlueCross BlueShield; E-Case #2374; Order effective March 5, 2009.
Violation: 31A-2-202(4) - Respondent failed to timely respond to an inquiry from the Commissioner.
License Limitation: None
Forfeiture:
$750
Additional Activity: Provide requested information.

Speedy Release Bail Bonds; E-Case #2112; Order effective February 26, 2009.
Violation: Rule R590-130-12.a - Advertising under a name it was not licensed for.
Forfeiture: $6,000.
License Limitation: None

Karl Jessop; E-Case #2322; Order effective March 3, 2009.
Violation: 31A-23a-105(2)(b) - Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application;
Forfeiture: $250
License Limitation: 12 months probation

Speedy Release Bail Bonds; E-Case #2112; Order effective February 26, 2009
Violation: Rule 590-130-12.a - Advertising under a name it was not licensed for.
Forfeiture: $6,000.

Steven Robert Mechanic; E-Case #2236 Order effective February 02, 2009.
Violation(s): 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
Forfeiture: $ 250

Premier Title Insurance Agency, Inc... E-Case #2362; Order effective January 29, 2009.
Violation: R590-153.In charging a fee less than the minimum files charges.
Forfeiture: $1,000

Linda Dian Nielson; E-Case #2304 Order effective January 12, 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: 12 months probation
Forfeiture: $500

Maynard G. Steffens; E-Case #2287 Order effective January 12, 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: 12 months probation
Forfeiture: $500

Sheila Lynn Holmes; E-Case #2280; Order effective January 27, 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: 12 months probation
Forfeiture: $500

ECU LLC, aka East Coast Underwriters, LLC; E-Case #2275 Order effective January 26, 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: None
Forfeiture: $750

Stephen C. Leisher; E-Case #2269, Order effective January 13 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitations: 12 months probation
Forfeiture: $250

Stephen Ray Arnold; E-Case #2261 Order effective January 06, 2009.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: None
Forfeiture: $ 250

Trinity Financial Services, LLC; E-Case #2246 Order effective December 15, 2008.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: None
Forfeiture: $500

Wasatch Land & Title Insurance; E-Case #2158 Order effective January 22 2009.
Violation: 31A-23a-402(2)(c) In charging a re-issue rate for a title insurance policy when such was not justified.
License Limitation: None
Forfeiture: $5000

Jeremy Alexander Wolf; E-Case #2305 Order effective February 9, 2009.
Violation: 31A-23a-105(2)-failed to report an administrative action taken against it by another state.
License Limitation: None
Forfeiture: $500

Jason Alan Best; E-Case #2180; Order effective January 13, 2009.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application;
License Limitation: None
Forfeiture: $500.

Steven C. Leisher; E-Case #2269; Effective January 13, 2009.
Violation:
31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him in another jurisdiction.
License Limitation:
12 months probation.
Forfeiture:
$250

Stephen Ray Arnold; E-Case #2261; Effective January 6, 2009.
Violation: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him in another jurisdiction. License Limitation: None
Forfeitures: $250

Maynard G. Steffens; E-Case #2287; Effective December 30, 2008.
Violation
: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him in another jurisdiction.
License Limitation: 12 months probation
Forfeiture:$500

Linda Dian Nielson; E-Case #2304; Effective December 30, 2008.
Violations: 31A-2-202(6) and 31A-23a-105(2) - The Respondent failed to disclose her criminal history at the time she filed her application for a license.
License Limitation: 24 months probation
Forfeiture: $500.

Nancy Marie Acevedo; E-Case #2279; Effective December 16, 2008.
Violations
: 31A-23a-105(2) - Respondent failed to disclose criminal prosecution taken against her in another jurisdiction. 31A-2-202(6) - Respondent failed to provide accurate and complete information to the office of the Commissioner
License Limitation
: 12 months probation
Forfeiture
: $250

Thomas L. Makin; E-Case #2291; Order effective December 16, 2008.
Violation:
31A-23a-105(2) - Respondent failed to disclose a previous administrative action taken against him
License Limitation:
None
Forfeiture:
$500.

Trinity Financial Services, LLC; E-Case #2246; Order effective 12-15-2008.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against it by another state.
License Limitation: None
Forfeiture: $500

Atlas Title Insurance Agency Inc; E-Case #2155; Order effective 11-12-2008.
Violations:
31A-23a-406(1)(c) – Respondent entered into escrow agreements where no real estate transaction was in process and title insurance was to be issued.
31A-19a-209(3) & R590-153-5(c) – Respondent failed to charge filed escrow rates in connection with escrow agreements.
License Limitation:
Probation
Forfeiture:
$2500.

Mountain View Title & Escrow Inc.; E-Case #2260; Order effective December 15, 2008.
Violation:
31A-23a-103(1)(c) – Respondent utilized the services of an unlicensed title escrow producer.
License Limitation:
None
Forfeiture:
$6000

Utah First Title Insurance Agency Inc; E-Case #2150; Order effective October 14, 2008.
Violation: 31A-23a-406(1)(c) - Conducted a real estate escrow without issuing a title policy.
License Limitation: none
Forfeiture: $1,000.

Courtney K Taylor; E-Case # 2151; Order effective October 14, 2008.
Violation: 31A-23a-406(1)(c) - Conducted a real estate escrow without issuing a title policy.
License Limitation: Probation for 6 months
Forfeiture: $1,500.

Mountain View Title & Escrow, Inc: E-Case #2114; Order effective October 14, 2008.
Violation: 31A-23a-402(1)(a)(i) - by making a communication relating to an insurance policy that contained false or misleading information, including information that is false or misleading because it is incomplete.
License Limitation: None
Forfeiture: $2,000

Rick D Hendry: E-Case # 2115; Order effective October 14, 2008.
Violation: 31A-23a-402(1)(a)(i) - By making a communication relating to an insurance policy that contained false or misleading information, including information that is false or misleading because it is incomplete.
License Limitation: None
Forfeiture: $2,000

Thomas Scott Hatrick; E-Case #2288; Order effective November 4, 2008.
Violations:
31A-23a-402(1)(a)(i) - Respondent made a communication relating to an insurance contract that contains false and misleading information; 31A-23a-409 – Respondent violated trust obligations for funds collected; R590-186-7(8) - The Respondent failed to return collateral taken as security.
License Limitation:
Revocation
Forfeiture:
$35,000 is suspended if all the collateral and premiums are returned in the Sahatvalieyev matter within 30 days.

Brandon James Nelson; E-Case #2222; Order effective August 21, 2008.
Violation:
31A-23a-105(2) - Respondent provided false information in his application for license.
License Limitation:
Probation
Forfeiture:
$500

Maxim Insurance Service; E-Case #2176; Order effective September 8, 2008.
Violation:
31A23a-105(2) – Respondent failed to notify the department of an administrative action taken against it in another state within 30 days of the action becoming final..
License Limitation:
None
Forfeiture:
$750

Paul R. Wosnig; E-Case #2276; Order effective October 9, 2008.
Violation: 31A-2-202(4) - Respondent failed to submit a timely response to an inquiry from the Commissioner.
License Limitation:
None
Forfeiture:
$250

Erik Jacobsen; E-Case #2244; Order effective October 07, 2008
Violation(s): 31A-23a-105(2) - Respondent failed to disclose criminal history on license application.
License Limitation:
2 year probation
Forfeiture:
$500

Ross Erwin Goodman; E-Case #2339 Order effective March 23, 2008.
Violation(s): 31A-23A-402(1)(a)(i), R590-154-11(A) - Unfair inducement.
Forfeiture: $500.00
License Limitations: 12 months probation

Robert James Walters; E-Case #2355; Order effective October 20, 2008.
Violation: 31A-23a-105(2)(b) Respondent failed to disclose criminal history and an administrative action taken against her by another state on her license application;
License Limitation: None
Forfeiture:
$250

New World Title Insurance Company; E-Case #2198; Order effective June 18, 2008.
Violation(s): 31A-23a-413 and R590-136-4 and R590-135-5 - Failed to file an Annual Report with the Commissioner when due.
31A-2-202(4) Failed to timely respond to an inquiry of the commissioner.
Forfeiture: $1000

Joe Edward Arregui; E-Case #2240; Order effective September 5, 2008.
Violation: 31A-23a-105(2) - Respondent failed to disclose criminal history and administrative action taken against him on his application.
License Limitation: 12 month probation
Forfeiture:
$500

John Yearsley; E-Case #2239; Order effective August 19, 2008.
Violation:
31A-23a-105(2)- The Respondent failed to disclose his criminal history at the time he filed his application.
License Limitation:
2 year probation
Forfeiture:
$500

Patrick Richards Malin; E-Case #2216; Order effective Aug. 29, 2008.
Violation: U.C.A. 31A-23a-105(2)(b)(ii) - Respondent failed to report criminal prosecution to the Department; U.C.A. 31A-2-202 - Respondent did not provide accurate and complete information on licensing application.
License Limitation: Probation
Forfeiture: $250

Chad Huntsman; E-Case #2220; Order effective August 25, 2008.
Violation: 31A-23a-105(2) - Respondent failed to disclose criminal history on producer application..
License Limitation:
One year probation.
Forfeiture(s):
$250

Gifford Steven Baugh; E-Case #2118; Order effective July 14, 2008.
Violation:
R590-153-6 B(2) – Respondent advertised in a publication that was published, produced for, distributed by on or behalf of a client.
License Limitation:
None
Forfeiture:
$500

Premier Title Insurance Agency; E-Case #2153; Order effective July 14, 2008
Violation(s):
R590-153-6E - Respondent distributed self-promotional items that were edible to its clients.
License Limitation:
None
Forfeiture:
$500

Kimberly Sanborn; E-Case #2145; Order effective July 16, 2008.
Violation:
31A-23a-105(2) - Respondent failed to disclose criminal history on license application and failed to disclose an administrative action from another state.
License Limitation:
Probation 1 year
Forfeiture:
$500

Candace Phelps; E-Case #2165; Order effective June 26, 2008.
Violation:
31A-23a-105(2) - Respondent failed to disclose criminal history at the time she applied for her license application.
License Limitation:
None
Forfeiture:
$250

The Frank Gates Service Company; E-Case #2152; Order effective June 3, 2008.
Violation:
31A-23a-105(2) - Respondent failed to report an administrative action by another jurisdiction within 30 days of the final disposition of the administrative action.
License Limitation:
None
Forfeiture:
$250

Crossland Title; E-Case #2107. Order effective: 4-8-08
Violation: 31A-19a-209(6) Conducted closings prior to filing its rates with the department.
License Limitation(s): Probation of License for 12 months.
Forfeiture:$8,000

Arthur Raymond Enos; E-Case #2133; Order effective April 3, 2008.
Violation(s): 31A-23a-105(2)(b)(i)(A) – Respondent failed to disclose an administrative action taken against him in another jurisdiction at the time he filed his application.
License Limitation(s):
Probation; One year
Forfeiture(s): $250 to be paid within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.

First Automotive Service Corporation; E-Case #2116;
Order effective 03-24-08.
Violations: 31A-23a-105(2) & (3) - Respondent failed to notify the Department of any administrative action within 30 days in another jurisdiction.
Forfeitures:
$250 paid within 30 days of the date of the Order

Barbara Rufener; E-Case #2021; Order effective 02-28-08.
Violations: 31A-23a-402(1)(a)(i) – Respondent made, caused to be made, or facilitated a communication that contained false or misleading information relating to an insurance policy; 31A-23a-111(5)(b)(xvi)(A) – Respondent used fraudulent or dishonest practices in the conduct of business; 31A-23a-111(5)(xvi)(B)- Respondent demonstrated incompetence or untrustworthiness in the conduct of business.
License Limitation: 30 day suspension beginning March 1, 2008; 2 year probation to immediately follow the suspension.
Forfeiture: $1,000 to

Advantage Title Company;
E-Case #2122; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $3,000

Direct Title Insurance Agency, Inc.; E-Case #2130; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to timely file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $500

Lenders First Choice Agency of Utah, Inc.; E-Case #2127; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Liberty Title Insurance Agency and Escrow, Inc.; E-Case #2128; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

National Title Agency; E-Case #2129; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Nations Title Insurance Agency of Utah, Inc.; E-Case #2125; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Professional Title Services; E-Case #2131; Informal Adjudicative Proceeding
Order Effective 2-19-08
Violations: 31A-23a-413 and R590-136 – Failure to timely file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $3,500

Summit Escrow & Title Insurance Agency, LLC; E-Case #2123; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Utah Mountain Title & Escrow Insurance Agency; E-Case #2126; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $1,000

Utah Standard Title Insurance Agency; E-Case #2124; Informal Adjudicative Proceeding
Order effective 2-19-08.
Violations: 31A-23a-413 and R590-136 – Failure to file and annual report and controlled business report for the calendar year 2006.
Forfeiture: $2,000

Jeffrey Lynn Bangerter; E-Case #2093;
Order effective 12-11-07.
Violations: 31A-23a-105(2)(c)- Respondent failed to disclose an administrative action taken against him by another regulatory agency in this state.
Forfeitures: $250.00 to be paid within 30 days of the date of the Order.

Richard Niece; E-Case #2104;
Order effective 12-11- 07.
Violations: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him by another regulatory agency in this state;
Forfeiture(s):
$250 shall be paid within 30 days of the date of the Order.

One For The Money Financial Inc.; E-Case #2086; Informal Adjudicative Proceeding
Order effective 12-7-07).
Violation(s): Utah Administrative Rule R590-130-12 - misleading advertising, using symbols and other devices which demonstrated a connection to the federal government. Utah Administrative Rule R590-154-7 - Using a name other than the exact name appearing with the licensing division.
License Limitation(s): N/A
Forfeiture(s): $1000

Marjorie Standifer, E-Case #1961;
Order effective 8-13-07.
Violation(s):31A-2-308; Failed to obey an order of the commissioner
License Limitation: License revoked. Cannot reapply for 5 years

David Thomason, E-Case #1962;
Order effective 8-13-07.
Violation(s):31A-2-308; Failed to obey an order of the commissioner.
License Limitation: License revoked. Cannot reapply for 5 years.

David Joseph McGraw, E-Case #1957; Order effective 7-11-07.
Violation:31A-2-308; Failed to obey an order of the commissioner
License Limitation: License revoked. Cannot reapply for 5 years

Summit Escrow & Title Insurance Agency, LLC; E-Case #1972;
Order effective 4-9-2007.
Violations: R592-3 and R592-4 - Respondent failed to file Escrow rates.
License Limitations: None
Forfeiture: $500.00

Sun West Title Insurance Agency Inc; E-Case #1973;
Order effective 4-9-2007
Violations: R592-3 and R592-4 - Respondent failed to file new escrow rates.
License Limitations: None
Forfeitures: $500

Placer Title Insurance Agency of Utah Inc.; E-Case #1970;
Order effective 4-9-07.
Violations: R592-3 and R592-4, Respondent failed to file new escrow rates.
License Limitations: None
Forfeitures: $500.

NETCO Title Insurance Agency; E-Case #1820; Order effective 4-09-2007.
Violations: R592-3 and R592-4 - Respondent failed to file new escrow rates
License Limitation: None
Forfeiture: $500.

Lenders First Choice Agency of Utah, Inc; E-Case #1982; Order effective 4-9-2007
Violations: R592-3 and R592-4 - Respondent failed to file new escrow rates
License Limitation: None
Forfeiture: $500

Great American Plan Administrators; E-Case #2069; Order effective 11-26-2007.
Violations: Respondent failed to disclose an administrative action in its renewal application. Respondent violated 31A-25-203(3) and 31A-2-202(6)
Forfeiture: $500

Integrated Title Insurance Services, LLC; E-Case #2023; Order effective 10-5-2007
Violation: R590-153-5.C- Respondent’s agent provided a credit against title and escrow fees.
License Limitation: None
Forfeiture: $1,000.

Larry Mulcock; E-Case #2030;
Informal Adjudicative Proceeding Order effective Aug. 1, 2007.
Violations: U.C.A. 31A-2-202(4), Mr. Mulcock failed to submit a timely response to an inquiry from the Commissioner.
License Limitation: N/A
Forfeitures: $250
Additional Activity: N/A
USHealthcard, LLC AKA ( also known as) Qualified Health

AKA Chamber Health and Meyer Gutnick; E-case #1743;
Order effective 5/9/2007.
Violations: 31A-4-102 and 31A-4-106, Respondents marketed a Limited Health Plan without having a Certificate of Authority; and 31A-8a-201, Respondents marketed a Health Discount program without a License. Cease marketing a Health Discount Program until receipt of a license.
Forfeiture: $95,0241.26

Donald William Burke; E-Case #1894;
Order effective 5-2-2007.
Violations: R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Respondent failed to obey an order of the commissioner.
License Limitation: None
Forfeitures: $35 was to pay previous address correction fee; $100 was to pay for the previous forfeiture; $365 to pay current forfeiture.

Jodi Woodruff: E-Case #1947; Stipulation and Order effective 4-03-07.
Violations: Utah Administrative Code 31A-23a-202 – The respondent failed to complete 24 hours of continuing education for the 2006 renewal period. 31A-2-202(4) – Failure to submit accurate information on the renewal application regarding continuing education classes taken.
License Limitation: N/A
Forfeiture: $750

Suzanne Powell: E-Case #1893; Stipulation and Order effective 3-01-2007.
Violation: Utah Administrative Code 31A-23a-202 – The respondent failed to meet continuing education requirements. 1A-2-202 – failure to provide accurate and complete information to the commissioner.
License Limitation: N/A
Forfeiture: $1,000

License Surrendered

Valley Title Insurance Agency of St. George: E-Case #2551; Order effective March 2, 2010.
Violations: 31A-23a-413 Failure to file an Annual Report and Controlled Business Report with Commissioner when due; R590-102-413 Failure to pay assessment when due; and 31A-23a-202(4) Failure to submit a timely response.
License Limitation: Surrendered in Lieu

Intermountain Consulting Group, Inc. E-Case #2625 Order effective February 8, 2010
Violation: 31A-2-201
Limitation: Surrender of the license accepted.

Janice Michelle Clairmont: E-Case #2418 Order effective November 29, 2009.
Violation(s) 31A-23a-105(2) Failure to of other states actions. 31A-2-202(6) All information submitted to the commissioner shall be accurate.
Limitation: Surrendered in Lieu

Michael Townsley; E-Case #2434
Order effective: 7-7-2009
Violation: 31A-23a-402 - Unfair marketing practices. Respondent rebated one month's premium to the insured.
License Limitation: Surrender in Lieu

Annette Toms Dickenson
; E-Case #2422, Order effective: 5-26-2009
Violation: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against the person in another jurisdiction.
License Limitation: Surrender in Lieu

Melinda Rene Pontruff; E-Case #2363; Order effective: 2-9-2009
Violation: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against the person in another jurisdiction.
License Limitation: Surrender in Lieu

Tonda Lea Davis; E-Case #2290; Effective December 7, 2008.
Violation:
31A-23a-105(2) - Respondent failed to disclose an administrative action taken against the person in another jurisdiction.
License Limitation:
Surrender in Lieu of Administrative Action

Aaron C. Crandall; E-Case #2051: Order effective: 4-10-08.
Violations: R590-102-15(7) - Respondent failed to pay address correction fee which was due on October 6, 2006.
License Limitation: Surrender in Lieu of Administrative Action.

Ashley N. Pedersen; E-Case #2041: Order effective: 1-30-08
Violation: R590-102-15(7) - Respondent failed to pay address correction fee which was due on
November 29, 2006.
License Limitation: Surrender in Lieu of Administrative Action.

Scott Anthony Tesar; E-Case #2252; Agreement effective October 13, 2008.
Violation:
R590-102-12(2) - Respondent failed to pay the paper application processing fee which was due by December 31, 2007.
License Limitation:
Surrender in Lieu of Administrative

Linda Torres; E-Case #2231; Agreement effective October 20, 2008.
Violation:
31A-23a-105(2) - Respondent failed to disclose criminal history on license application.
License Limitation:
Surrender in Lieu of Administrative Action

Jared Michael Johnson; E-Case #2206; Order effective July 2, 2008.
Violation: R590-102-12(2) - Respondent failed to obey the Order of the commissioner in failing to pay a non-electronic application fee.
License Limitation: Surrender in Lieu of Administrative Action

Julie V. Cloutier; E-Case #2173; Order effective May 23, 2008.
Violations: R590-102-12(2) - Respondent failed to obey the Order of the commissioner in failing to pay a paper application processing fee; 31A-2-308 - Mrs. Cloutier failed to obey an order of the commissioner.
License Limitation: Surrender in Lieu of Administrative Action.

License Denied

Douglas Kyle Kleven; E-Case #2752. Order effective January 12, 2011.
Violation(s): 31A-23-107(2) Respondents actions demonstrate that he does not meet the requirements.
License Limitation(s): License denied.

Benjamin Taylor: E-Case #2560; Stipulation and Order.  Effective date January 10, 2011.
Violation: 31A-23a-111(5)(b)(i) Lack of fitness/Trustworthiness.
License Limitation: License denied

John Joseph Hansen; E-Case #2541. Effective date December 6, 2010.
Violations: 31A-23a-107 Respondent actions show he does not meet character requirements to hold an insurance producer's license. 31A23a-111 Failure to pay judgments rendered against him within 60 days
License Limitation: License Denied

Jacob L. Panhorst; E-Case #2653. Effective date December 6, 2010.
Violation: 31A-23a-107(2) Respondent's actions show he does not meet character requirements to hold an insurance producer's license.
License Limitation: License denied

Preston Rick Dixon; E-Case #2599. Effective date December 8, 2010.
Violation: 31A-23a-107(2) Respondent's actions show he does not meet character requirements to hold an insurance producer's license.
License Limitation: License Denied

Steven Nicholas Burgess; E-Case #2570. Effective date December 6, 2010.
Violation: 31A-23a-111(5)(b)(i) Failed to timely respond to an inquiry of the commissioner.
License Limitation: License Denied

John M. Stecki; E-Case #2571. Effective date December 6, 2010.
Violations: 31A-23a-111(5)(b)(ix) Provided false or misleading information on a license application.
31A-23a-107(2) Respondent's actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Denied

Robert P. Loveless; E-Case #2660. Effective date December 6, 2010.
Violations: 31A-23a-107 Respondent's actions show he does not meet character requirements to hold an insurance producer’s license. 31A23a-111 Failure to pay judgments rendered against him within 60 days
License Limitation: License Denied

Lonnie Jake Morrell; E-Case #2667. Effective December 6, 2010.
Violation: 31A-23a-107 Respondent's actions show he does not meet character requirements to hold an insurance producer’s license.
License Limitation: License Denied

Don Alton Mathews, II; E-Case #2708; Effective date December 6, 2010.
Violation: 31A-23a-107 Respondent's actions show he does not meet character requirements to hold an insurance producer's license.
License Limitation: License Denied

Eugene Echiverria; E-Case #2515; Stipulation and Order effective November 30, 2010.
Violation: 31A-23-107(2) Actions demonstrate that he does not meet the requirements.
License Limitation: License denied.

Jake L. Landell; E-Case #2509; Stipulation and Order effective November 30, 2010.
Violation: 31A-23a-107(2) Respondent does not meet the character requirements.
License Limitation: License denied

Rebecca Lee Naylor; E-Case #2533; Order effective May 18, 2010.
Violations: 31A-23-107(2) Actions demonstrate that he does not meet the requirements;
31A-23a-111(5)(b)(i) Unqualified for license.
License Limitation: License denied.

Rebecca Lee Naylor; E-Case #2533; Order effective May 18, 2010.
Violation(s): 31A-23-107(2) Actions demonstrate that he does not meet the requirements.
31A-23a-111(5)(b)(i) Unqualified for license.
License Limitation: License denied.

Ronald Lee Thomas: E-Case #2661; Order effective October 19, 2010.
Violation(s): 31A-23a-111(5)(b)(iv); Failed to pay final judgment rendered against him in this state within 60 days of the judgment becoming final; 31A-23a-111(5)(b)(ix); Provided information on application that was incorrect, misleading or materially untrue.
License Limitation: License denied

Jason A. Jafari; E-Case #2648; Order effective September 9, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(iv) Failing to pay judgment rendered against him in this state within 60 days of the judgments becoming final. 31A-23a-111(5)(b)(xxii) Failing to pay tax liens against him in this state. 31A-23a-111(5)(b)(ix) Provided information on his application that was incorrect, misleading or materially untrue.
License Limitations: License Denied

Zurmyles Mulvey; E-Case #2634 Order effective September 9, 2010.
Violation(s): 31A-23a-107, Respondent failed to meet the character requirements for licensing.
License Limitation(s): License Denied

Erin Loy; E-Case #2602 Order effective September 9, 2010.
Violations: 31A-23a-107 Respondent failed to meet the character requirements for licensing.
31A-23a-111(5)(b)(ix) Provided information on application that was incorrect, misleading or materially untrue.
License Limitation: License Denied

Brandon Guzzo; E-Case #2650; Order effective September 9, 2010.
Violations: 31A-23a-111(5)(b)(ix) Provided information on his application that was incorrect, misleading or materially untrue. 31A-23a-111(5)(b)(iv) Failing to pay judgment rendered against him in this state within 60 days of the judgments becoming final. 31A-23a-111(5)(b)(xxii) Failing to pay tax liens against him in this state.
License Limitation: License Denied

Scott Mills; E-Case #2742; Order effective; January 12, 2011.
Violations: 31A-23a-111(5)(b)(iv) Respondent failed to satisfy a judgment rendered against him within 60 days.
License Limitation: Surrender In Lieu of Administrative Actions

James Lee Yurek; E-Case #2705; Order effective August 13, 2010.
Violations: 31A-2-202(4) - Failure to submit a timely response to an inquiry from the Commissioner; 31A-23a-105(2) - Failure to report an administrative action against his license. 
License Limitation: Surrender In Lieu of Administrative Actions

Barbara Lynn Pytlak; E-Case # 2671. Order effective July 13 2010.
Violation: 31A-23a-105(2) - failed to report an administrative action taken against her by another state.
License limitations: License surrendered in lieu of administration action.

Royce Rodgers; E-Case #2284; Order effective January 22, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for license.
License Limitation: License denied.

Franklin Rayburn; E-Case #2492 Order effective March 29, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for license.
License Limitation: License denied.

Randy A. Mondragon; E-Case #2532 Order effective March 29, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for license.
License Limitation: License denied.

Heidi Leffler; E-Case #2493 Order effective March 29, 2010.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for license.
License Limitation: License denied.

Franklin Rayburn; E-Case #2492 Order effective March 29, 2009.
Violation(s): 31A-23a-107, Respondent failed to meet the character requirements for licensing.
License Limitation(s): License denied.

Matthew J. Bishop; E-Case #2441 Order effective November 11, 2009.
Violation: 31A-23a-107: Respondent failed to meet the character requirements for licensing.
License Limitation: License denied

Modibo Diallo; E-Case #2393; Order effective May 11, 2009.
Violation: 31A-23a-107(2)-Failure to meet character requirements.
License Limitation: License denied

Nicole Anne Esplin; E-Case #2368 Order effective May 11, 2009.
Violation(s): 31A-23a-107 - Respondent failed to meet the character requirements for licensing.
License Limitation: License denied.

Jorie Scott Loomis; E-Case #2356; Order effective May 4, 2009.
Violation: 31A-23a-107, Respondent failed to meet the character requirements for licensing.
License Limitation: License denied.

Haili Crandall; E-Case #2327 Order effective February 26, 2009.|
Violation: 31A-23a-107 - Respondent failed to meet the character requirements for licensing.
License Limitation: License denied.

Stephen Wesley Oliver; E-Case #2319 Order effective January 22, 2009.
Violation: 31A-23a-107 - Respondent failed to meet the character requirements for licensing.
License Limitation: License denied.

Brian Gabriel Krupa; E-Case #2286; Order effective January 22, 2009.
Violation: 31A-23a-107 - Respondent failed to meet the character requirements for licensing.
License Limitation: License denied.

Randy Lamar Bloomquist; E-Case #2285; Order effective January 22, 2009.
Violation: 31A-23A-107 - Respondent failed to meet the character requirements for licensing.
License Limitation: License denied.

Royce Rodgers; E-Case #2284; Order effective January 22, 2009.
Violation:
31A-23a-107 - Respondent failed to meet the character requirements for licensing.
License Limitation:
License denied.

Letters of Admonition

John R Metcalf; I-Case #58944; Effective date December 7, 2010.
Violation: UAC R590-170-4 Respondent failed in his responsibility to ensure all records relating to a trust account be identified with the wording "Trust Account" or words of similar import.
License Limitation: Public Letter of Admonition

David D Jaramillo; I-Case #58942; Effective date December 7, 2010.
Violation: UAC R590-170-4 Respondent failed in his responsibility to ensure all records relating to a trust account be identified with the wording "Trust Account" or words of similar import.
License Limitation: Public Letter of Admonition

Kenneth E Tisor; I-Case #58941; Effective date December 7, 2010.
Violation: UAC R590-170-4 Respondent failed in his responsibility to ensure all records relating to a trust account be identified with the wording "Trust Account" or words of similar import.
License Limitation: Public Letter of Admonition

Automobile Club of Utah; I-Case 58144 - Dated June 28, 2010.
Violations: 31A-23a-103(1)(a)&(c) A person may not perform, offer to perform, or advertise any service as a producer, limited line producer without a valid individual or agency license.
31A-23a-302(1) & (2) An agency shall designate an individual producer, limited line producer to act on the agency’s behalf in order for the licensee to do business for the agency in this state.
R590-244-10(1) & (2) An agency shall electronically designate a licensed individual to do business on behalf of the agency in this state.
Public Letter of Admonition

Travel Services dba Columbus Travel; I-Case 58239 - Dated June 28, 2010.
Violation: 31A-23a-103(1)(a)&(c)  A person may not perform, offer to perform, or advertise any service as a producer, limited line producer without a valid individual or agency license.
31A-23a-302(1) & (2) An agency shall designate an individual producer, limited line producer to act on the agency’s behalf in order for the licensee to do business for the agency in this state.
R590-244-10(1) & (2) An agency shall electronically designate a licensed individual to do business on behalf of the agency in this state.
Public Letter of Admonition

Anderson-Oliver Title Insurance Agency, Inc; I-Case 58492; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Cedar Land Title, Inc.; I-Case 58493; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Charger Title Insurance Agency, Inc.; I-Case 58495; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Draper Title Insurance Agency, LLC; I-Case 58496; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Emery County Abstract & Title, Inc.; I-Case 58497; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

First Heritage Title Insurance Agency, LLC; I-Case 58498; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Highland Title Agency, Inc.; I-Case 58500; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Lenderlive Title Insurance Agency of Utah, LLC; I-Case 58503; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

NTN Title Agency; I-Case 58504; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Patriot Title Insurance Agency, LLC; I-Case 58505; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Premium Settlements of UT, LLC; I-Case 58506; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Prestige Title Insurance Agency, Inc.; I-Case 58507; PUBLIC LETTER OF ADMONITION/DEMAND FOR FILING effective June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Richmond Title Insurance Agency; I-Case 58508; PUBLIC LETTER OF ADMONITION/DEMAND FOR FILING effective June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

Titan Title Insurance Agency, LLC; I-Case 58509; PUBLIC LETTER OF ADMONITION / DEMAND FOR FILING effective June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

The Title Insurance Agency, Inc.; I-Case 58510; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

TitleFirst Title Insurance Agency, LLC; I-Case 58511; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

United Title Services of Utah, Inc; I-Case 58512; Dated June 14, 2010.
Violation: 31A-23a-413 Respondent failed to timely file its 2009 Annual and Controlled Business Reports due annually by April 30.

United Title Services of Utah, Inc; I-Case 58139; Dated June 28, 2010.
Violation: Utah Administrative Code Insurance Rule R590-154-11(A). Inducements, Gifts and Merchandise Given in Connection with Solicitation or Sale of Insurance, “A licensee may not give or offer to give any prizes, goods, wares, merchandise or item of value as an inducement to enter into any insurance or annuity contract or as an inducement to receive a quote, submit an application or in connection with any other solicitation for the sale of an insurance or annuity contract. However, anything with an acquisition cost of $3 or less shall not be considered an inducement”

Morris Murdock Travel ; I-Case 57957 - Dated June 21, 2010.
Violation: 31A-23a-103 Failing to ensure that all your employees involved in the solicitation, negotiation and/or sales of travel insurance were properly licensed and designated to your agency.

Sundance Title Insurance Agency, Inc.  I-Case 57821:  Administrative Demand for filing of required reports.
Violation: 31A-23a-413, R592-11 - Failure to file the 2008 Annual and Controlled Business Reports by April 30, 2009.
Public Letter of Admonition

Franklin Title Insurance Agency, LLC;  I-Case 57655: Administrative Demand to file required reports.
Violation: 31A-23a-413, R590-136-5, and R590-136-5 – Failure to file the 2008 Annual and Controlled Business Reports by April 30, 2009.
Public Letter of Admonition

South Eastern Utah Title Company;  I-Case 57810; Administrative Demand to file required reports.
Violation: 31A-23a-413, R592-11 -  Failure to timely file the 2008 Annual and Controlled Business Reports by April 30, 2009.
Public Letter of Admonition

Crown Title Insurance Agency, Inc.; I-Case #56888 - Dated June 2, 2009.
Violation: 31A-23a-103. - From November 30, 2008 to January 22, 2009, Crown Title Insurance Agency, Inc. conducted title insurance business during the time the license was lapsed. Evidence of any similar activities in the future may be cause for commencement of an administrative proceeding, which may result in the imposition of sanctions or penalties.


Public Letter of Admonition